Kern County property record for 417 Bermuda St, Bakersfield, CA 93309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,600 sqft · built 1976 |
| Lot Size | 0.194 acres (8,460 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Feb 2003) |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 194-492-02-00-7 |
| Primary APN | 194-492-02-00-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 8,460 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 194492021 |
|---|---|
| Street Address | 417 BERMUDA ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93309-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-SC |
| Legal Description | TRACT 3701 , BLOCK , LOT 33 |
| Legal Subdivision | BAKERSFIELD |
| Legal Tract | 3701 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2804 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2720 TEXAS AVE, SIMI VALLEY, CA 93063-0465 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Aug 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2003 · Amount on Record |
| Deed Sale | Feb 14, 2003 · Amount on Record |
| Deed Document Number | 200328947 |
| Prior Transfer Date | Feb 15, 1995 |
| Prior Transfer Doc | 0000041959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 417 BERMUDA ST, BAKERSFIELD, CA 93309-2901 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2720 TEXAS AVE, SIMI VALLEY, CA 93063-0465 |
| Document Number | 0000146921 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 223146921 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Aug 26, 2021 |
| Property Address | 417 BERMUDA ST, BAKERSFIELD, CA 93309-2901 |
| Document Number | 0000162302 |
| Map Reference | MB 25 PG 146&147 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 221162302 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | BNT TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2720 TEXAS AVE, SIMI VALLEY, CA 93063-0465 |
| Document Number | 0000162303 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 221162303 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Panama-Buena Vista School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $206,651 (+2%) Land $51,693 Building $154,958 | |
| 2025 | $3,171.00 (+3.66%) | $202,600 (+4.04%) Land $50,680 Building $151,920 |
| 2023 | $3,059.00 (+4.19%) | $194,735 Land $48,713 Building $146,022 |
| 2022 | $2,936.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, T-Mobile.
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