409 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 409 Bermuda St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1975
Lot Size	0.231 acres (10,045 sqft)
Owner	2 Company Names on Record
Last Sale	$315,000 (Jul 2026)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194-473-08-00-6`

Property Details

APN / Parcel Number

Primary APN	`194-473-08-00-6`
Alternative APNs	`194-473-08-8` `1944730800` `19447308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,639 sqft
1st Floor Area	1,485 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	10,045 sqft (0.231 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	312 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Account Number	194473088
Street Address	409 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 3664 , BLOCK , LOT 34
Legal Subdivision	24M199-200
Legal Tract	3664
Legal Block	1
Legal Lot Number	34
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	2804

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	409 BERMUDA ST, BAKERSFIELD, CA 93309-2901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Affidavit of Death of Trustee, Transfer
Jul 21, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	202683501
Prior Transfer Date	Jul 20, 2026
Prior Transfer Doc	0000083500
Record Updated	Oct 29, 2026

July 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	KERN CA
Recording Date	Jul 21, 2026
Property Address	409 BERMUDA ST, BAKERSFIELD, CA 93309-2901
Document Number	0000083500
Instrument Date	Jul 20, 2026
Instrument	202683500
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 BERMUDA ST, BAKERSFIELD, CA 93309-2901

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 21, 2026
Property Address	409 BERMUDA ST, BAKERSFIELD, CA 93309-2901
Document Number	0000083501
Instrument Date	Jul 7, 2026
Instrument	202683501
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34,996.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 BERMUDA ST, BAKERSFIELD, CA 93309-2901

Mortgage

Document Number	0000083502,
Date	Jul 21, 2026
Instrument	202683502

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$214,183 (+2%) Land $59,079 Building $155,104
2025	$3,176.00 (+2.09%) Homeowner's exemption	$209,984 (+4.04%) Land $57,921 Building $152,063
2024	$3,111.00 (+1.63%)
2023	$3,061.00 (+4.26%) Homeowner's exemption	$201,832 Land $55,673 Building $146,159
2022	$2,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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