416 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 416 Bermuda St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,938 sqft · built 1975
Lot Size	0.187 acres (8,164 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`194-491-30-00-1`

Property Details

APN / Parcel Number

Primary APN	`194-491-30-00-1`
Alternative APNs	`194-491-30-4` `1944913000` `19449130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	1,938 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	8,164 sqft (0.187 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft
Patio Area	38 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	194491304
Street Address	416 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 3701 , BLOCK , LOT 30
Legal Subdivision	TRACT NO 3701
Legal Tract	3701
Legal Block	1
Legal Lot Number	30
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1007
Census Tract	2804

Owner

Source: Kern County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2026	Deed, Transfer CHICAGO TITLE COMPANY
Apr 6, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 1, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Aug 1, 2018	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	202637457
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	0000098625
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INCORPORATED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902

Mortgage

Document Number	0000125040
Date	Jul 2, 2021
Instrument	221125040

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KERN CA
Recording Date	Apr 6, 2026
Property Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902
Document Number	0000037458
Instrument Date	Mar 24, 2026
Instrument	202637458
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 6, 2026
Property Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902
Document Number	0000037457
Instrument Date	Mar 11, 2026
Instrument	202637457
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902

Mortgage

Document Number	0000037459,
Date	Apr 6, 2026
Instrument	202637459

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Aug 1, 2018
Property Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902
Document Number	0000098625
Instrument Date	Jul 23, 2018
Instrument	98625
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	416 BERMUDA ST BAKERSFIELD CA 933092902, BAKERSFIELD, CA 93309-2902

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 1, 2018
Property Address	416 BERMUDA ST, BAKERSFIELD, CA 93309-2902
Document Number	0000098624
Instrument Date	Jul 20, 2018
Instrument	98624
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	416 BERMUDA ST BAKERSFIELD CA 933092902, BAKERSFIELD, CA 93309-2902

Mortgage

Document Number	98626
Date	Aug 1, 2018
Instrument	98626

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,929.00 (+1.97%)	$265,489 (+4.04%) Land $55,774 Building $209,715
2024	$3,853.00 (+1.47%)
2023	$3,797.00 (+4.11%)	$255,181 Land $53,609 Building $201,572
2022	$3,647.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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