Lexington County property record for 417 Bay Pointe, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,003 sqft · built 2008 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Sep 2021) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003216-01-020 |
| Primary APN | 003216-01-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,003 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 6,534 sqft (0.15 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 417 BAY POINTE |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-7182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | CHEROKEE SHORES SD LOT 20 |
| Legal Subdivision | CHEROKEE SHORES SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21021 |
417 Bay Pointe is owned and occupied by two individuals who bought it in September 2021.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | Jul 18, 2016 · Amount on File |
| Deed Document Number | 202148544 |
| Deed Book / Page | 20963 / 5344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Sep 7, 2021 |
| Property Address | 417 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Document Number | 2096305344 |
| Book / Page | 20963 / 5344 |
| Map Reference | MB 9804 PG 28&29 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021048544 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,700.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Document Number | 2021048545 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021048545 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 417 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2092400611 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 20924/611 |
| Instrument | 2021009505 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $40,000 (-) Land $9,000 Building $31,000 | $1,000,000 (-) Land $225,000 Building $775,000 |
| 2023 | $40,000 Land $9,000 Building $31,000 | $1,000,000 Land $225,000 Building $775,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 Bay Pointe in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 4 (2013–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Bay Pointe is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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