Lexington County property record for 413 Bay Pointe, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,397 sqft · built 2008 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $930,000 (Oct 2024) |
| Tax Bill | $3,860 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003216-01-019 |
| Primary APN | 003216-01-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,397 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 413 BAY POINTE |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-7182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | CHEROKEE SHORES SD LOT 19 .14 AC |
| Legal Subdivision | CHEROKEE SHORE SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21021 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 202437910 |
| Deed Book / Page | 21129 / 4473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 413 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2094905148 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 20949/5148 |
| Instrument | 2021034943 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jul 25, 2019 |
| Property Address | 413 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Document Number | 2082700919 |
| Book / Page | 20827 / 0919 |
| Map Reference | MB 10290 PG 308-310 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2019032812 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,497.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 BAY POINTE, LEXINGTON, SC 29072-7182 |
| Document Number | 2019032813 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019032813 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $27,000 (-) Land $9,000 Building $18,000 | $675,000 (-) Land $225,000 Building $450,000 | |
| 2023 | $3,860.00 | $27,000 Land $9,000 Building $18,000 | $675,000 Land $225,000 Building $450,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 4 (2013–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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