Lexington County property record for 400 Bay Pointe, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,185 sqft · built 2008 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Jul 2025) |
| Tax Bill | $3,694 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003216-02-011 |
| Primary APN | 003216-02-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,185 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 400 BAY POINTE |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-7183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | CHEROKEE SHORES PH 2 LOT 11 .31 AC |
| Legal Subdivision | CHEROKEE SHORES |
| Legal Lot Number | 11 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21021 |
400 Bay Pointe is owned and occupied by two individuals who bought it in July 2025.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 BAY POINTE, LEXINGTON, SC 29072-7183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage SECURITY FEDERAL BANK |
| Aug 9, 2019 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Mar 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on File |
| Deed Sale | Jul 10, 2025 · Amount on File |
| Prior Sale | Mar 21, 2019 · Amount on File |
| Deed Document Number | 202525879 |
| Deed Book / Page | 21170 / 818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jul 10, 2025 |
| Property Address | 400 BAY POINTE, LEXINGTON, SC 29072-7183 |
| Document Number | 2117000818 |
| Book / Page | 21170 / 818 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 2025025879 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,898.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 BAY POINTE, LEXINGTON, SC 29072-7183 |
| Document Number | 2025025880 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025025880 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 400 BAY POINTE, LEXINGTON, SC 29072-7183 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2082903471 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 20829/3471 |
| Instrument | 2019035428 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 8, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Mar 21, 2019 |
| Property Address | 400 BAY POINTE, LEXINGTON, SC 29072-7183 |
| Document Number | 2066900290 |
| Book / Page | 20669 / 290 |
| Map Reference | MB 11169 PG 181 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 2019011752 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,179.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 BAY POINTE, LEXINGTON, SC 29072-7183 |
| Document Number | 2019011754 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019011754 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 400 Bay Pointe was $3,694.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,694.00 | $23,560 (-) Land $3,200 Building $20,360 | |
| 2024 | $23,560 (-) Land $3,200 Building $20,360 | $589,000 (-) Land $80,000 Building $509,000 | |
| 2023 | $23,560 Land $3,200 Building $20,360 | $589,000 Land $80,000 Building $509,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 Bay Pointe in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 4 (2013–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Bay Pointe is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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