417 2nd St, Collins, IA 50055 Property Records

Story County property record for 417 2nd St, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1979
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2025)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-175-070`

Property Details

APN / Parcel Number

Primary APN	`16-21-175-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Finished Basement	574 sqft
Unfinished Basement	630 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	154 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	331 sqft
Patio Area	331 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	417 2ND ST
City	COLLINS
State	IA
Zip	50055-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARMSTRONGS ADD S1/2 LOT 4 BLK 2
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	ARMSTRONGS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2123
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 2ND ST, COLLINS, IA 50055-7738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONAL HOMEBUYERS
Jul 29, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONAL HOMEBUYERS
Aug 2, 2021	Intrafamily Transfer, Transfer
Jan 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LAND-HOME FINANCIAL SERVICES
Dec 22, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Dec 2, 2009 · Amount on Record
Deed Document Number	20255923
Prior Transfer Date	Nov 25, 2009
Prior Transfer Doc	0000014586
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	417 2ND ST, COLLINS, IA 50055-7738
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000645
Date	Jan 21, 2020
Instrument	202020-00645

Lender

Name	NATIONAL HOMEBUYERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Feb 1, 2022

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 29, 2025
Property Address	417 2ND ST, COLLINS, IA 50055-7738
Document Number	0202505923
Instrument Date	Jul 3, 2025
Instrument	2025-05923
Transaction Type	Transfer
Record Updated	Aug 14, 2025
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 2ND ST, COLLINS, IA 50055-7738

Mortgage

Document Number	0202505924
Date	Jul 29, 2025
Instrument	2025-05924

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0202505925
Date	Jul 29, 2025
Instrument	2025-05925

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	417 2ND ST, COLLINS, IA 50055-7738
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000645
Date	Jan 21, 2020
Instrument	202020-00645

Lender

Name	NATIONAL HOMEBUYERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Feb 1, 2022

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Aug 2, 2021
Property Address	417 2ND ST, COLLINS, IA 50055-7738
Document Number	0202109904
Instrument Date	Jul 22, 2021
Instrument	2021-09904
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 2ND ST, COLLINS, IA 50055-7738

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 21, 2020
Property Address	417 2ND ST, COLLINS, IA 50055-7738
Document Number	20202000643
Instrument Date	Jan 15, 2020
Instrument	202020-00643
Transaction Type	Transfer
Record Updated	Aug 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 2ND ST, COLLINS, IA 50055-7738

Mortgage

Document Number	20202000644
Date	Jan 21, 2020
Instrument	202020-00644

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Dec 22, 2008
Property Address	417 2ND ST, COLLINS, IA 50055-7738
Document Number	200800013146
Map Reference	SL 342 PG 6
Instrument Date	Dec 22, 2008
Instrument	2008-00013146
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71349 330TH ST, COLLINS, IA 50055-8024

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 (-2.14%)	$176,500 (+4.5%) Land $14,600 Building $161,900	$176,500 (+4.5%) Land $14,600 Building $161,900
2024	$2,990.00 (+4.99%)
2023		$168,900 Land $12,800 Building $156,100	$168,900 Land $12,800 Building $156,100
2022	$2,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures