421 2nd St, Collins, IA 50055 Property Records

Story County property record for 421 2nd St, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,516 sqft · built 1912
Lot Size	0.504 acres (21,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Mar 2005)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-21-175-090`

Property Details

APN / Parcel Number

Primary APN	`16-21-175-090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	760 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,939 sqft (0.504 acres)
Lot Dimensions	309 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 2ND ST
City	COLLINS
State	IA
Zip	50055-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARMSTRONGS ADD BLOCK:2 LOT:6 COLLINS
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	ARMSTRONGS ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2123
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 2ND ST, COLLINS, IA 50055-7738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2005 · Amount on Record
Deed Sale	Mar 9, 2005 · Amount on Record
Prior Sale	Mar 9, 2005 · Amount on Record
Deed Document Number	20052314
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	May 22, 2026
Property Address	421 2ND ST, COLLINS, IA 50055-7738
Document Number	0000004367
Instrument Date	May 14, 2026
Instrument	20264367
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 2ND ST, COLLINS, IA 50055-7738

Mortgage

Document Number	0000004367,
Date	May 22, 2026
Instrument	20264367

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (-24.41%) Homeowner's exemption	$118,900 (-17.43%) Land $17,200 Building $101,700	$118,900 (-17.43%) Land $17,200 Building $101,700
2024	$2,368.00 (+6.19%)
2023		$144,000 Land $15,000 Building $129,000	$144,000 Land $15,000 Building $129,000
2022	$2,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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