Story County property record for 320 2nd St, Collins, IA 50055
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1982 |
| Lot Size | 0.127 acres (5,525 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Oct 2024) |
| Tax Bill | $2,590 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-165-555 |
| Primary APN | 16-21-165-555 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,525 sqft (0.127 acres) |
| Lot Dimensions | 85 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 2ND ST |
|---|---|
| City | COLLINS |
| State | IA |
| Zip | 50055-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O T W65' LOT 1 & W65' N35' LOT 2 BLK 8 |
| Legal Range | 21W |
| Legal Township | 82N |
| Legal Section | 21 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 8 |
| Legal Lot Number | 1,2 |
| Jurisdiction | STORY IA |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2124 |
| Census Tract | 10200 |
320 2nd St is owned and occupied by an individual who bought it in October 2024.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 2ND ST, COLLINS, IA 50055-7740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on File |
| Deed Sale | Oct 18, 2024 · Amount on File |
| Deed Document Number | 20247617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 320 2ND ST, COLLINS, IA 50055-7740 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201808361 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 2018-08361 |
| Name | EXCHANGE STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 52 Months |
| Due | Jan 1, 2023 |
The 2025 property tax bill for 320 2nd St was $2,590, up 65.8% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Collins City |
| County | Story County |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,590.00 (+65.81%) | $156,200 Land $10,400 Building $145,800 | $156,200 Land $10,400 Building $145,800 |
| 2024 | $1,562.00 | ||
| 2023 | $88,200 Land $9,100 Building $79,100 | $88,200 Land $9,100 Building $79,100 | |
| 2022 | $1,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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