4071 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4071 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,572 sqft · built 1966
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$122,900 (Apr 2008)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Jan 2024 Transfer Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`004-235-001-0000`

Property Details

APN / Parcel Number

Primary APN	`004-235-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,572 sqft Building Perimeter
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Garage Area	1,024 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4071 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-840 P-547 (L-647 P-81) 243 4071 E HIGGINS LK DR 48653LOT 1 HIGGINS WOODS SUBD
Legal Subdivision	HIGGINS WOODS SUBDIVISION
Legal Lot Number	1
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1029
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4071 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DOW CHEMICAL ECU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2008 · Amount on Record
Deed Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	20082104
Deed Book / Page	1070 / 999
Last Transfer Date	Dec 28, 2023
Transfer Doc	001186/286
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 3, 2024
Property Address	4071 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9370
Document Number	001186/286
Book / Page	1186 / 286
Instrument Date	Dec 28, 2023
Instrument	202400000064
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6003 GREENTOP ST, LAKEWOOD, CA 90713-2919

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	4071 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9370
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1170/2053
Date	Oct 15, 2019
Book Page	1170/2053
Instrument	201900007141

Lender

Name	DOW CHEMICAL ECU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,000 (+64.22%)	$246,000 (+64.22%)
2025	$1,726.00
2023		$74,900	$149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE EAST CONDOMINIUMS private · serves 84 people · EPA ID MI0003145
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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