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4158 Bob White Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4158 Bob White Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,142 sqft Heated Area
Lot Size19,907 sqft (0.457 acres)
OccupancyOwner Occupied
Last Sale$267,000 (2018)
Tax Bill$2,850.00 (2025)

Property Details

APN / Parcel Number

Primary APN89062
Alternative APN
  • 012730484300010570

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,142 sqft Heated Area
Gross Area3,360 sqft Gross Area
1st Floor2,142 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Exterior MaterialVinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,907 sqft (0.457 acres)
Depth X Width181 ft x 110 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area576 sqft Garage

Exterior Amenities

Pool Area420 sqft Pool
FenceFence
Shed1 Shed
Shed Area288 sqft Shed
Deck Area798 sqft Deck
PorchOpen Porch
Porch Area642 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89062
Street Address4158 BOB WHITE TRL
CitySAINT CLOUD
StateFL
Zip34772-7693
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionQUAIL WOOD UNIT 2 PB 8 PG 34 LOT 57
Legal Range30E
Legal Township27S
Legal Section01
Legal SubdivisionQUAIL WOOD UNIT ONE & TWO
Legal Tract4843
Legal Block1
Legal Lot Number57
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1005
Census Tract43205

Owner

Source: Osceola County records · APN 89062

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4158 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Oct 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE FIRM
Jun 25, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE FIRM
Aug 01, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Prior SaleMay 31, 2013 · Amount on Record
Deed Doc Number0053562123
Deed Book / Page5356 / 2123
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4158 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4158 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693

Mortgage

Document Number0060451881
DateSep 17, 2021
Book Page6045/1881
Instrument2021144476
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4158 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Document Number0056180007
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4158 BOB WHITE TRL ST CLOUD FL 347727693, ST CLOUD, FL 34772-7693

Mortgage

Document Number0056180007
DateNov 04, 2019
Book Page005618/000007
Instrument143123
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 03, 2039

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2018
Property Address4158 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Document Number0053562123
Book / Page005356 / 002123
Instrument DateJun 25, 2018
Instrument98055
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4158 BOB WHITE TRL ST CLOUD FL 347727693, ST CLOUD, FL 34772-7693

Mortgage

Document Number53562124
DateJun 25, 2018
Book Page005356/002124
Instrument98056
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4158 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Document Number0051911850
Book / Page005191 / 001850
Instrument DateAug 01, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4158 BOB WHITE TRL ST CLOUD FL 347727693, ST CLOUD, FL 34772-7693

Mortgage

Document Number0051911850
DateAug 08, 2017
Book Page005191/001850
Instrument114534
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 07, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,850.00 (+8%) Homeowner's exemption$187,323 (+5.99%)$339,900 (+8.21%) Land $65,000 Building $274,900
2023$2,639.00 (+5.43%) Homeowner's exemption$176,742 (+3%)$314,100 (+12.7%) Land $45,000 Building $269,100
2022$2,503.00 Homeowner's exemption$171,595$278,700 Land $45,000 Building $233,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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