4163 Three Lakes Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4163 Three Lakes Rd, Duluth, MN 55803

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	80 acres (3,484,800 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jun 2022)
Tax Bill	$1,154 (2026)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640-0010-05360`

Property Details

APN / Parcel Number

Primary APN	`640-0010-05360`
Alternative APN	`1132359`

Exterior

Lot Area	3,484,800 sqft (80 acres)

Location & Zoning

Account Number	1132359
Street Address	4163 THREE LAKES RD
City	DULUTH
State	MN
Zip	55803-2811
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	FAM
Legal Description	S 1/2 OF SE 1/4 SERIAL #
Legal Range	14W
Legal Township	54N
Legal Section	33
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITEFACE RESERVOIR
Census Block Group	1
Census Block	1043
Census Tract	11402

Owner

4163 Three Lakes Rd, agricultural vacant land, is owned by a company that bought it in June 2022.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5161 MARTIN RD, DULUTH, MN 55811-9720
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF MOOSE LA
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPEER FIN'L FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	20221446037
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2022
Property Address	4163 THREE LAKES RD, DULUTH, MN 55803
Document Number	0001446037
Instrument Date	Jun 22, 2022
Instrument	1446037
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 W 1ST ST, DULUTH, MN 55806-1912

Mortgage

Document Number	0001446038
Date	Jun 24, 2022
Instrument	1446038

Lender

Name	THE FIRST NATIONAL BANK OF MOOSE LA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 22, 2032

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 30, 2019
Property Address	4163 THREE LAKES RD, DULUTH, MN 55803
Document Number	00A1364363
Instrument Date	Sep 26, 2019
Instrument	A1364363
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4488 W LISMORE RD DULUTH MN 558039357, DULUTH, MN 55803-9357

Mortgage

Document Number	A1364364
Date	Sep 30, 2019
Instrument	A1364364

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 4163 Three Lakes Rd was $1,154, up 16.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,154.00 (+16.57%)
2025	$990.00 (+17.3%)	$117,500 (+11.37%) Land $117,500	$117,500 (+11.37%) Land $117,500
2024	$844.00	$105,500 Land $105,500	$105,500 Land $105,500
2022		$95,800 Land $95,800	$95,800 Land $95,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4163 Three Lakes Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4163 Three Lakes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

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