St. Louis County property record for 4162 Three Lakes Rd, Duluth, MN 55803
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 520 sqft · built 1970 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,140 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0020-00580 |
| Primary APN | 375-0020-00580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Gross Area |
| 1st Floor Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 9 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Heating Fuel | Wood |
|---|
| Account Number | 1095017 |
|---|---|
| Street Address | 4162 THREE LAKES RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2811 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | FAM |
| Legal Description | NE 1/4 OF SW 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 53N |
| Legal Section | 04 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 10601 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 419 SPARKMAN AVE, DULUTH, MN 55803-2311 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140.00 (+9.83%) | ||
| 2025 | $1,038.00 (+2.37%) | $237,000 (+112.18%) Land $209,700 Building $27,300 | $237,000 (+112.18%) Land $209,700 Building $27,300 |
| 2024 | $1,014.00 | $111,700 (+10.05%) Land $90,600 Building $21,100 | $111,700 (+10.05%) Land $90,600 Building $21,100 |
| 2022 | $101,500 Land $82,300 Building $19,200 | $101,500 Land $82,300 Building $19,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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