4550 Three Lakes Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4550 Three Lakes Rd, Duluth, MN 55803

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 550 sqft · built 1991
Lot Size29.9 acres (1,304,622 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jun 2017)
Tax Bill$966 (2026)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN375-0020-00830

Property Details

APN / Parcel Number

Primary APN375-0020-00830
Alternative APN
  • 1047326

Interior

Bedrooms2 Beds
Total Rooms2 Rooms
Stories1 Story
Building Area550 sqft Gross Area
1st Floor Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area1,304,622 sqft (29.9 acres)
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number1047326
Street Address4550 THREE LAKES RD
CityDULUTH
StateMN
Zip55803
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeFAM
Legal DescriptionNW 1/4 OF NE 1/4 SERIAL #
Legal Range14W
Legal Township53N
Legal Section06
Legal SubdivisionGNESEN TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionGNESEN
Census Block Group1
Census Block1054
Census Tract10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4735 EMPIRE LN N, MINNEAPOLIS, MN 55446-3711
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2017 · Amount on Record
Deed SaleJun 29, 2017 · Amount on Record
Deed Document Number20171312268
Record UpdatedSep 20, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 29, 2017
Property Address4550 THREE LAKES RD, DULUTH, MN 55803
Document Number00A1312268
Instrument DateJun 28, 2017
InstrumentA1312268
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$297.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4550 THREE LAKES RD DULUTH MN 55803, DULUTH, MN 55803

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$966.00 (+14.73%)
2025$842.00 (+1.69%)$118,300 (+32.92%) Land $71,400 Building $46,900$118,300 (+32.92%) Land $71,400 Building $46,900
2024$828.00$89,000 (+10.97%) Land $42,900 Building $46,100$89,000 (+10.97%) Land $42,900 Building $46,100
2022$80,200 Land $38,800 Building $41,400$80,200 Land $38,800 Building $41,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Three Lakes Rd

Nearby Streets

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