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4162 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4162 Roberta Dr, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,905 sqft · built 2018
Lot Size0.376 acres (16,374 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jul 2024)
Tax Bill$5,181 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-15-537004-000200

Property Details

APN / Parcel Number

Primary APN26-28-15-537004-000200
Alternative APNs
  • 152826537004000200
  • 52826000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,905 sqft Living Area
Gross Area3,367 sqft Gross Area
1st Floor Area1,345 sqft 1st Floor
Upper Floors Area1,560 sqft Upper Floors
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area16,374 sqft (0.376 acres)
Garage TypeAttached
Garage Area462 sqft Garage
PorchFinished/Open Porch
Porch Area32 sqft Porch
View / LotCommercial/Industrial

Location & Zoning

Street Address4162 ROBERTA DR
CityWINTER HAVEN
StateFL
Zip33881-4370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCKEYE RIDGE PB 145 PG 47-49 LOT 20
Legal Range26E
Legal Township28S
Legal Section15
Legal SubdivisionBUCKEYE RIDGE
Legal Tract537004
Legal Block3
Legal Lot Number20
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3008
Census Tract13702

Owner

Source: Polk County records · APN 26-28-15-537004-000200

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4162 ROBERTA DR, WINTER HAVEN, FL 33881-4370
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIN'L NTWK INC
Mar 13, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
FRANKLIN FIRST FIN'L
Mar 14, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2024 · Amount on Record
Deed SaleJul 08, 2024 · Amount on Record
Prior SaleMar 13, 2018 · Amount on Record
Deed Document Number2024154900
Deed Book / Page13178 / 1968
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 06, 2026
Property Address4162 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number0000079629
Book / Page13944 / 1606
Instrument DateMar 27, 2026
Instrument202679629
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPENNYMAC LOAN SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4162 ROBERTA DR, WINTER HAVEN, FL 33881-4370

Mortgage

Document Number0000079629,
DateApr 06, 2026
Book Page13944/1606
Instrument202679629
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4162 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number0114281402
Instrument DateOct 05, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4162 ROBERTA DR WINTER HAVEN FL 338814370, WINTER HAVEN, FL 33881-4370

Mortgage

Document Number0114281402
DateOct 26, 2020
Book Page011428/001402
Instrument226691
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2050

March 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 13, 2018
Property Address4162 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number0104210436
Book / Page010421 / 000436
Instrument DateMar 09, 2018
Instrument54028
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 02, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,630.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address556 E 91ST ST #2ND BROOKLYN NY 112361023, 2ND, BROOKLYN, NY 11236-1023

Mortgage

Document Number104210437
DateMar 13, 2018
Book Page010421/000437
Instrument54029
Lender
NameFRANKLIN FIRST FIN'L
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 12, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMar 14, 2017
Property Address4162 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number0100890976
Book / Page010089 / 000976
Instrument DateJan 17, 2017
Instrument48218
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,835.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,181.00 (+50.57%)$315,962 (+45.55%) Land $42,000 Building $273,962$315,962 (-3.77%) Land $42,000 Building $273,962
2024$3,441.00 (+2.66%)
2023$3,352.00 (+2.76%) Homeowner's exemption$217,081 (+3%)$328,337 (+37.28%) Land $40,000 Building $288,337
2022$3,262.00 Homeowner's exemption$210,758$239,175 Land $33,000 Building $206,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 469 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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