4145 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4145 Roberta Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 2017
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Aug 2025)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-15-537004-001800`

Property Details

APN / Parcel Number

Primary APN	`26-28-15-537004-001800`
Alternative APNs	`152826537004001800` `52826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	16 sqft

Location & Zoning

Street Address	4145 ROBERTA DR
City	WINTER HAVEN
State	FL
Zip	33881-4372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKEYE RIDGE PB 145 PG 47-49 LOT 180
Legal Range	26E
Legal Township	28S
Legal Section	15
Legal Subdivision	BUCKEYE RIDGE
Legal Tract	537004
Legal Block	3
Legal Lot Number	180
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3010
Census Tract	13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4145 ROBERTA DR, WINTER HAVEN, FL 33881-4372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOUSING FIN AGCY
Mar 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jun 12, 2024 · Amount on Record
Deed Document Number	2025192055
Deed Book / Page	13664 / 209
Prior Transfer Date	Aug 1, 2025
Prior Transfer Doc	0000192055
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 2, 2017
Property Address	4145 ROBERTA DR, WINTER HAVEN, FL 33881-4372
Document Number	0102730744
Book / Page	010273 / 000744
Instrument Date	Sep 26, 2017
Instrument	186910
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4145 ROBERTA DR WINTER HAVEN FL 338814372, WINTER HAVEN, FL 33881-4372

Mortgage

Document Number	102730758
Date	Oct 2, 2017
Book Page	010273/000758
Instrument	186912

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	102730745,
Date	Oct 2, 2017
Book Page	010273/000745
Instrument	186911

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 14, 2017
Property Address	4145 ROBERTA DR, WINTER HAVEN, FL 33881-4372
Document Number	0100890976
Book / Page	010089 / 000976
Instrument Date	Jan 17, 2017
Instrument	48218
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,835.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,217 (-0.64%) Land $42,000 Building $196,217	$238,217 (-0.64%) Land $42,000 Building $196,217
2025	$3,732.00 (+62.83%) Homeowner's exemption	$239,763 (+47.98%) Land $42,000 Building $197,763	$239,763 (-4.87%) Land $42,000 Building $197,763
2023	$2,292.00 (+3.1%) Homeowner's exemption	$162,025 (+3%)	$252,047 (+11.16%) Land $40,000 Building $212,047
2022	$2,223.00 Homeowner's exemption	$157,306	$226,736 Land $33,000 Building $193,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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