4174 Roberta Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 4174 Roberta Dr, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 2017
Lot Size	0.196 acres (8,551 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Mar 2024)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-15-537004-000230`

Property Details

APN / Parcel Number

Primary APN	`26-28-15-537004-000230`
Alternative APNs	`152826537004000230` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	2,141 sqft
1st Floor Area	1,721 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,551 sqft (0.196 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	126 sqft

Location & Zoning

Street Address	4174 ROBERTA DR
City	WINTER HAVEN
State	FL
Zip	33881-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKEYE RIDGE PB 145 PG 47-49 LOT 23
Legal Range	26E
Legal Township	28S
Legal Section	15
Legal Subdivision	BUCKEYE RIDGE
Legal Tract	537004
Legal Block	3
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3008
Census Tract	13702

Owner

Source: Polk County records · APN 26-28-15-537004-000230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 04, 2022	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Nov 16, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICAN FORK
Mar 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	202461144
Deed Book / Page	13042 / 1991
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 15, 2024
Property Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0000061144
Book / Page	13042 / 1991
Map Reference	MB 145 PG 47-49
Instrument Date	Mar 04, 2024
Instrument	2024061144
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	HAVEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1214 N 2475 W, LAYTON, UT 84041-7768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370

Mortgage

Document Number	0130421993
Date	Mar 15, 2024
Instrument	13042/1993

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 04, 2022
Property Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0000001413
Book / Page	12056 / 831
Map Reference	MB 145 PG 47-49
Instrument Date	Dec 29, 2021
Instrument	2022001413
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	HAVEN TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1214 N 2475 W, 1214, LAYTON, UT 84041-7768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 N 2475 W, LAYTON, UT 84041-7768

Mortgage

Document Number	0012056834
Date	Jan 04, 2022
Instrument	12056/834

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 27, 2017
Property Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0103512140
Book / Page	010351 / 002140
Instrument Date	Dec 20, 2017
Instrument	248742
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1214 N 2475 W CHIPIAN LOOP LAYTON UT 84041, LAYTON, UT 84041

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 16, 2017
Property Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0103170193
Book / Page	010317 / 000193
Instrument Date	Nov 09, 2017
Instrument	220891
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1214 N 2475 W LAYTON UT 840417768, LAYTON, UT 84041-7768

Mortgage

Document Number	103170194
Date	Nov 16, 2017
Book Page	010317/000194
Instrument	220892

Lender

Name	BANK OF AMERICAN FORK
Type	Bank
Address	AMERICAN FORK, UT 84003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 14, 2017
Property Address	4174 ROBERTA DR, WINTER HAVEN, FL 33881-4370
Document Number	0100890976
Book / Page	010089 / 000976
Instrument Date	Jan 17, 2017
Instrument	48218
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,835.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,550.00 (-4.79%)	$239,189 (-4.77%) Land $42,000 Building $197,189	$239,189 (-4.77%) Land $42,000 Building $197,189
2023	$4,779.00 (+9.48%)	$251,182 (+11.84%) Land $40,000 Building $211,182	$251,182 (+11.84%) Land $40,000 Building $211,182
2022	$4,365.00	$224,590 Land $33,000 Building $191,590	$224,590 Land $33,000 Building $191,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050137023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 469 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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