4160 N Simmons Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4160 N Simmons Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,008 sqft · built 1969
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individuals on Record
Last Sale	$25,000 (Mar 1997)
Tax Bill	$528 (2024)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-5N-29-0000-01401-0000`

Property Details

APN / Parcel Number

Primary APN	`32-5N-29-0000-01401-0000`
Alternative APN	`N295320000014010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,560 sqft
Upper Floors Area	448 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	72,745 sqft (1.67 acres)
Lot Dimensions	364 ft deep x 200 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Shed	1 Shed
Shed Area	1 sqft
Greenhouse	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4160 N SIMMONS RD
City	JAY
State	FL
Zip	32565-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM AT NW CORNER OF SW4 OF SW4 OF SECTION 32 TOWNSHIP 5 NORTH RANGE 29 WEST THN S ALONG W LN 700 FT TO POB & CONT 200 FT THN E 364 FT THN N 200 FT THN W 364 FT TO POB AS DES IN OR 1595 PG 105 & E-L/E IN OR 3802 PG 1712 & AS DES IN OR 4519 PG 956
Legal Range	29W
Legal Township	5N
Legal Section	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3016
Census Tract	10200

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4160 N SIMMONS RD, JAY, FL 32565-2846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 1997 · Amount on Record
Deed Sale	Mar 5, 1997 · Amount on Record
Deed Book / Page	1595 / 101
Last Transfer Date	Jun 27, 2024
Transfer Doc	0000030092
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 11, 2019
Property Address	4160 N SIMMONS RD, JAY, FL 32565-2846
Document Number	0038021712
Book / Page	003802 / 001712
Instrument Date	Feb 6, 2019
Instrument	5168
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4160 N SIMMONS RD JAY FL 325652846, JAY, FL 32565-2846

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,234 (+2.9%)	$137,971 (+6.58%) Land $21,710 Building $116,261
2024	$528.00 (+4.14%) Homeowner's exemption Widower's exemption	$79,916 (+3%)	$129,457 (+2.36%) Land $16,700 Building $112,757
2023	$507.00 (-5.94%) Homeowner's exemption Widower's exemption	$77,588 (+3%)	$126,478 (+3.97%) Land $15,030 Building $111,448
2022	$539.00 Homeowner's exemption Widower's exemption	$75,328	$121,643 Land $10,020 Building $111,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20