Santa Rosa County property record for 4089 N Simmons Rd, Jay, FL 32565
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 2020 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,233 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-5N-30-0000-00109-0000 |
| Primary APN | 37-5N-30-0000-00109-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 664 ft deep x 82 ft wide |
| View / Lot | Mobile Home |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4089 N SIMMONS RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2845 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2020* BEG AT NE CORNER OF SECTION 37 TOWNSHP 5 NORTH RANGE 30 WEST THN S0*0W ALONG E SEC LN 82 FT THN S89*3330W 664.25 FT THN N0*1029E 82 FT THN N89* 3330E 664.75 FT TO POB BEING A PORT OF OR 2583 PG 1478 PER SEP REQ/SURVEY OF |
| Legal Range | 30W |
| Legal Township | 5N |
| Legal Section | 37 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10200 |
Source: Santa Rosa County records · APN 37-5N-30-0000-00109-0000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4089 N SIMMONS RD, JAY, FL 32565-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2019 |
| Transfer Doc | 0039020108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 4089 N SIMMONS RD, JAY, FL 32565-2845 |
| Document Number | 0000030853 |
| Book / Page | 4757 / 753 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202630853 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4089 N SIMMONS RD, JAY, FL 32565-2845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 08, 2026 |
| Property Address | 4089 N SIMMONS RD, JAY, FL 32565-2845 |
| Document Number | 0000028990 |
| Book / Page | 4753 / 1750 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202628990 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4089 N SIMMONS RD, JAY, FL 32565-2845 |
| Document Number | 0000028990, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 4753/1750 |
| Instrument | 202628990 |
| Name | UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 05, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,431 (+15.36%) Land $17,500 Building $102,931 | $120,431 (+15.36%) Land $17,500 Building $102,931 | |
| 2024 | $1,233.00 (+6.02%) | $104,395 (+6.75%) Land $15,000 Building $89,395 | $104,395 (+6.75%) Land $15,000 Building $89,395 |
| 2023 | $1,163.00 (+9.82%) | $97,790 (+14.3%) Land $15,000 Building $82,790 | $97,790 (+14.3%) Land $15,000 Building $82,790 |
| 2022 | $1,059.00 | $85,558 | $85,558 Land $13,750 Building $71,808 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 25 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures