Santa Rosa County property record for 4081 N Simmons Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,487 sqft · built 2007 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jul 2025) |
| Tax Bill | $1,380 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-5N-30-0000-00107-0000 |
| Primary APN | 37-5N-30-0000-00107-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,487 sqft Heated Area |
| Gross Area | 1,843 sqft |
| 1st Floor Area | 1,487 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Lot Dimensions | 6,650 ft deep x 820 ft wide |
| Garage Area | 281 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 356 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 375N300000001070000 |
|---|---|
| Street Address | 4081 N SIMMONS RD |
| City | JAY |
| State | FL |
| Zip | 32565-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | DESCRIPTION UPDATE FOR 2020* COM AT NE CORNER OF SECTION 37 TOWNSHIP 5 NORTH RANGE 30 WEST THN S0*0W ALONG E SEC LN 164 FT TO |
| Legal Range | 30W |
| Legal Township | 05N |
| Legal Section | 37 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 4081 N SIMMONS RD, JAY, FL 32565-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Mar 27, 2020 | Warranty Deed, Transfer · FHA Mortgage SYNOVUS BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Mar 27, 2020 · Amount on Record |
| Deed Document Number | 202533765 |
| Deed Book / Page | 4640 / 685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4081 N SIMMONS RD, JAY, FL 32565-2845 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039070744 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 3907/0744 |
| Instrument | 202001037 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 27, 2020 |
| Property Address | 4081 N SIMMONS RD, JAY, FL 32565-2845 |
| Document Number | 0039331471 |
| Book / Page | 3933 / 1471 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 202015222 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,302.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2489 BUD DIAMOND RD, 2489, JAY, FL 32565-4847 |
| Name | Verified Name |
|---|---|
| Address | 4081 N SIMMONS RD, JAY, FL 32565-2845 |
| Document Number | 0039331473 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 3933/1473 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,380.00 (+2.22%) Homeowner's exemption | $149,850 (+3%) | $169,991 (+0.83%) Land $7,500 Building $162,491 |
| 2023 | $1,350.00 (+2.74%) Homeowner's exemption | $145,485 (+3%) | $168,595 (+5.54%) Land $7,500 Building $161,095 |
| 2022 | $1,314.00 Homeowner's exemption | $141,248 | $159,750 Land $6,875 Building $152,875 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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