416 Willow Way, Gainesville, TX 76240 Property Records

Cooke County property record for 416 Willow Way, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,494 sqft · built 1970
Lot Size	0.296 acres (12,881 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2017)
Tax Bill	$7,404 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2855-005-00001`

Property Details

APN / Parcel Number

Primary APN	`2855-005-00001`
Alternative APN	`11400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,494 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	2,494 sqft
Flooring	Terrazzo
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,881 sqft (0.296 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	150 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-005-00001
Street Address	416 WILLOW WAY
City	GAINESVILLE
State	TX
Zip	76240-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 5; LOT 1
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	5
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1022
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 WILLOW WAY, GAINESVILLE, TX 76240-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 21, 2017	Vendor's Lien, Transfer · FHA Mortgage ASPIRE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	201775130
Deed Book / Page	2138 / 19
Last Transfer Date	Mar 11, 2025
Transfer Doc	002700/306
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	416 WILLOW WAY, GAINESVILLE, TX 76240-4509
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002530/763
Date	Aug 12, 2022
Book Page	2530/763
Instrument	2022-6913

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	416 WILLOW WAY, GAINESVILLE, TX 76240-4509
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002530/763
Date	Aug 11, 2022
Book Page	2530/763
Instrument	2022-6913

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 21, 2017
Property Address	416 WILLOW WAY, GAINESVILLE, TX 76240-4509
Document Number	2138/019
Book / Page	2138 / 019
Map Reference	CABB SL118
Instrument Date	Jun 19, 2017
Instrument	2017-75130
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WILLOW WAY, GAINESVILLE, TX 76240-4509

Mortgage

Document Number	201775131
Date	Jun 21, 2017
Instrument	2017-75131

Lender

Name	ASPIRE FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,404.00 (-6.4%) Homeowner's exemption	$353,904 (-6.41%) Land $53,924 Building $299,980	$353,904 (-6.41%) Land $53,924 Building $299,980
2025	$7,910.00 (+144.36%)	$378,137 (+23.05%) Land $53,924 Building $324,213	$378,137 (+3.23%) Land $53,924 Building $324,213
2024	$3,237.00 (-32.55%)
2023		$307,310 Land $53,963 Building $312,354	$366,317 Land $53,963 Building $312,354
2022	$4,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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