408 Willow Way, Gainesville, TX 76240 Property Records

Cooke County property record for 408 Willow Way, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,604 sqft · built 1966
Lot Size	0.25 acres (10,881 sqft)
Owner	Individual Name on Record
Last Sale	$268,685 (Aug 2023)
Tax Bill	$6,240 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2855-005-00005`

Property Details

APN / Parcel Number

Primary APN	`2855-005-00005`
Alternative APN	`11499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,604 sqft Living Area
Gross Area	3,437 sqft
1st Floor Area	2,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,881 sqft (0.25 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-005-00005
Street Address	408 WILLOW WAY
City	GAINESVILLE
State	TX
Zip	76240-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 5; LOT 5
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	5
Legal Lot Number	5
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1022
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 WILLOW WAY, GAINESVILLE, TX 76240-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Vendor's Lien, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Aug 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Aug 4, 2022 · Amount on Record
Deed Document Number	20235824
Deed Book / Page	2599 / 210
Prior Transfer Date	Nov 5, 2013
Prior Transfer Doc	001904/165
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 30, 2023
Property Address	408 WILLOW WAY, GAINESVILLE, TX 76240-4509
Document Number	002599/210
Book / Page	2599 / 210
Map Reference	VOL 2 PG 38
Instrument Date	Aug 28, 2023
Instrument	2023-5824
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	SECURED TITLE/TX LLC, SECURED TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WILLOW WAY, GAINESVILLE, TX 76240-4509

Mortgage

Document Number	0000005823
Date	Aug 30, 2023
Instrument	5823

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 4, 2022
Property Address	408 WILLOW WAY, GAINESVILLE, TX 76240-4509
Document Number	002529/647
Book / Page	2529 / 647
Map Reference	CAB B SL 118
Instrument Date	Jul 29, 2022
Instrument	2022-6735
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 WILLOW WAY, GAINESVILLE, TX 76240-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 HUNTERS GLEN ST, LEWISVILLE, TX 75067-3547

Mortgage

Document Number	0020226734
Date	Aug 4, 2022
Instrument	2022-6734

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,240.00 (-6.12%)	$298,291 (-6.12%) Land $48,599 Building $249,692	$298,291 (-6.12%) Land $48,599 Building $249,692
2025	$6,647.00 (+10.47%)	$317,732 (+9.89%) Land $48,599 Building $269,133	$317,732 (+9.89%) Land $48,599 Building $269,133
2024	$6,017.00 (+76.14%)
2023		$289,139 Land $48,634 Building $240,505	$289,139 Land $48,634 Building $240,505
2022	$3,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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