416 W Willow St, Normal, IL 61761 Property Records

McLean County property record for 416 W Willow St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 978 sqft · built 1951
Lot Size	0.159 acres (6,937 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Mar 2020)
Tax Bill	$4,114 (2024)
Deeds & Mortgages	Jul 2023 Transfer Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-131-011`

Property Details

APN / Parcel Number

Primary APN	`14-28-131-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	978 sqft
Basement Area	978 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Roof Material	Asphalt
Lot Area	6,937 sqft (0.159 acres)
Lot Dimensions	75 ft deep x 93 ft wide
Garage Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	416 W WILLOW ST
City	NORMAL
State	IL
Zip	61761-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	UNIVERSITY COURT TO NORMAL LOT 19
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	UNIVERSITY COURT NORMAL
Legal Lot Number	19
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3017
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	416 W WILLOW ST, NORMAL, IL 61761-2465
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	20204214
Last Transfer Date	Jun 26, 2023
Transfer Doc	0000008701
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 5, 2023
Property Address	416 W WILLOW ST, NORMAL, IL 61761-2465
Document Number	202300008701
Instrument Date	Jun 26, 2023
Instrument	2023-00008701
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3310 BRITTANY CIR, BLOOMINGTON, IL 61704-8365

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 9, 2020
Property Address	416 W WILLOW ST, NORMAL, IL 61761-2465
Document Number	202000004214
Instrument Date	Feb 27, 2020
Instrument	2020-00004214
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 EKSTAM DR APT 3, 3, BLOOMINGTON, IL 61704-6395

Mortgage

Document Number	202000004215
Date	Mar 9, 2020
Instrument	2020-00004215

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	416 W WILLOW ST, NORMAL, IL 61761-2465
Transaction Type	Mortgage
Record Updated	Oct 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016522
Date	Oct 12, 2019
Instrument	2019-00016522

Lender

Name	SECURITY BANK SB
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 1, 2020

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,311 (+21.89%) Land $11,937 Building $43,374	$165,933 (+21.89%) Land $35,811 Building $130,122
2024	$4,114.00 (+5.95%)
2023	$3,883.00 (+5.46%)	$45,379 (+10.69%) Land $9,793 Building $35,586	$136,137 (+10.69%) Land $29,379 Building $106,758
2022	$3,682.00	$40,996 Land $8,847 Building $32,149	$122,988 Land $26,541 Building $96,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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