Randolph County property record for 345 W Mill St, Ruma, IL 62278
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,533 (2025) |
| Deeds & Mortgages | Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-050-020-00 |
| Primary APN | 13-050-020-00 |
|---|
| Lot Area | 44,431 sqft (1.02 acres) |
|---|
| Street Address | 345 W MILL ST |
|---|---|
| City | RUMA |
| State | IL |
| Zip | 62278-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 439/140-142 2017R01738 2021R00759 PT SE SE SEC 31 T4 R8 |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 31 |
| Jurisdiction | RANDOLPH IL |
| Township / Civil Division | RUMA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950900 |
345 W Mill St is owned and occupied by two individuals who acquired it in November 2020.
Source: Randolph County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 W MILL ST, RUMA, IL 62278-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 27, 2020 |
| Transfer Doc | 0000000759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Recording Date | Feb 10, 2021 |
| Property Address | 345 W MILL ST, RUMA, IL 62278-2707 |
| Document Number | 2021R00759 |
| Map Reference | PB G PG 28 |
| Instrument Date | Nov 27, 2020 |
| Instrument | 2021R00759 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 W MILL ST, RUMA, IL 62278-2707 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 345 W Mill St was $2,533 with exemptions applied, up 8.2% from the year before.
Source: Randolph County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Randolph County |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,533.00 (+8.2%) Homeowner's exemption Senior Citizen's exemption | $59,500 (+6.56%) Land $1,430 Building $58,070 | $178,500 (+6.56%) Land $4,290 Building $174,210 |
| 2024 | $2,341.00 Homeowner's exemption Senior Citizen's exemption | $55,835 Land $1,340 Building $54,495 | $167,505 Land $4,020 Building $163,485 |
| 2022 | $2,232.00 Homeowner's exemption | $48,735 Land $1,170 Building $47,565 | $146,205 Land $3,510 Building $142,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 W Mill St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 W Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company Fixed Wireless · DSL · Fiber in parts of the area | 50 / 10 |
5G (outdoors only) and 4G LTE
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