416 W 3rd St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 416 W 3rd St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Mar 2022)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1532481007`

Property Details

APN / Parcel Number

Primary APN	`1532481007`
Alternative APN	`111123`

Exterior

Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	111123
Street Address	416 W 3RD ST
City	PROPHETSTOWN
State	IL
Zip	61277-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JF WARNERS ADD E 75 W 230 S 150 BLK 2 104000X
Legal Subdivision	JF WARNERS ADDITION
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	1
Census Block	1053
Census Tract	700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 W 3RD ST, PROPHETSTOWN, IL 61277-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Mar 5, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20221350
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 7, 2022
Property Address	416 W 3RD ST, PROPHETSTOWN, IL 61277-1025
Document Number	0000001350
Instrument Date	Mar 4, 2022
Instrument	2022-01350
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 W 3RD ST, PROPHETSTOWN, IL 61277-1025

Mortgage

Document Number	0000001351
Date	Mar 7, 2022
Instrument	2022-01351

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 5, 2021
Property Address	416 W 3RD ST, PROPHETSTOWN, IL 61277-1025
Document Number	0202101591
Instrument Date	Feb 25, 2021
Instrument	2021-01591
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10993 N HOISINGTON RD, BYRON, IL 61010-9610

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,622.00	$61,787 Land $4,495 Building $57,292
2024			$185,361 Land $13,485 Building $171,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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