Whiteside County property record for 408 W 3rd St, Prophetstown, IL 61277
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Sep 2024) |
| Tax Bill | $4,518 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1532481009 |
| Primary APN | 1532481009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 18,750 sqft (0.43 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Account Number | 119631 |
|---|---|
| Street Address | 408 W 3RD ST |
| City | PROPHETSTOWN |
| State | IL |
| Zip | 61277-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JF WARNERS ADD LOTS 5-6 & W 1/2 LOT 4 BLK 2 |
| Legal Subdivision | JF WARNERS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4-6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | PROPHETSTOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 700 |
408 W 3rd St is owned by two individuals who bought it in September 2024.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1379 VERA CRUZ ST, MEMPHIS, TN 38117-6813 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on File |
| Deed Sale | Sep 27, 2024 · Amount on File |
| Prior Sale | Dec 29, 2004 · Amount on File |
| Deed Document Number | 20244451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Sep 27, 2024 |
| Property Address | 408 W 3RD ST, PROPHETSTOWN, IL 61277-1025 |
| Document Number | 0000004451 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 2024-04451 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 408 W 3RD ST, PROPHETSTOWN, IL 61277-1025 |
| Document Number | 0000004452 |
|---|---|
| Date | Sep 27, 2024 |
| Instrument | 2024-04452 |
| Name | GUILD MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
The 2025 property tax bill for 408 W 3rd St was $4,518.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Prophetstown Township |
| Municipality | Prophetstown City |
| Unified School District | Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,518.00 | $60,536 Land $5,995 Building $54,541 | |
| 2024 | $181,608 Land $17,985 Building $163,623 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 408 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROPHETSTOWN serves 1,946 people · EPA ID IL1950400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Strada Communications Fiber | 1,000 / 1,000 |
May also be available: Nextlink.
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