412 W 3rd St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 412 W 3rd St, Prophetstown, IL 61277

Property Summary

Property TypeSingle Family Home
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on File
Last Sale$85,500 (Feb 2008)
Tax Bill$3,517 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1532481008

Property Details

APN / Parcel Number

Primary APN1532481008
Alternative APN
  • 107482

Exterior

Lot Area18,000 sqft (0.413 acres)
Lot Dimensions150 ft deep x 120 ft wide

Location & Zoning

Account Number107482
Street Address412 W 3RD ST
CityPROPHETSTOWN
StateIL
Zip61277-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJF WARNERS ADD E 120 W 350 S 150 BLK 2 103700X
Legal SubdivisionJF WARNERS ADDITION
Legal Block2
Legal Lot Number7-8
JurisdictionWHITESIDE IL
Township / Civil DivisionPROPHETSTOWN
Census Block Group1
Census Block1053
Census Tract700

Owner

412 W 3rd St is owned by an individual who bought it in February 2008.

Source: Whiteside County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1950 HOMESTEAD RD, GRETNA, VA 24557-2545
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2008 · Amount on File
Deed SaleFeb 27, 2008 · Amount on File
Deed Document Number20081398-2008
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address412 W 3RD ST, PROPHETSTOWN, IL 61277-1025
Document Number0000002871
Instrument DateMay 16, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 W 3RD ST PROPHETSTOWN IL 612771025, PROPHETSTOWN, IL 61277-1025

Mortgage

Document Number0000002871
DateMay 23, 2017
Instrument2871
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount on Record
Term240 Months
DueMay 22, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 412 W 3rd St was $3,517.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionProphetstown Township
MunicipalityProphetstown City
Unified School DistrictProphetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,517.00$42,448 Land $5,995 Building $36,453
2024$127,344 Land $17,985 Building $109,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1997–2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROPHETSTOWN
serves 1,946 people · EPA ID IL1950400
Water SourceGroundwater
Last State InspectionSep 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
2,000 / 1,000
Strada Communications
Fiber
1,000 / 1,000

May also be available: Nextlink.

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