Contra Costa County property record for 416 Tharp Dr, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,546 sqft · built 1968 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,010,000 (Mar 2013) |
| Tax Bill | $15,623 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-340-010-4 |
| Primary APN | 257-340-010-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,546 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| 2nd Floor Area | 1,830 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 12,000 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 416 THARP DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | TRACT 3279 LOT 149 EX MR |
| Legal Subdivision | SUBDIVISION 3279 |
| Legal Tract | 3279 |
| Legal Lot Number | 149 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 352102 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 416 THARP DR, MORAGA, CA 94556-2529 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 6, 2013 · Amount on Record |
| Deed Sale | Mar 6, 2013 · Amount on Record |
| Deed Document Number | 201357695 |
| Last Transfer Date | Mar 21, 2015 |
| Transfer Doc | 0000090421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 416 THARP DR, MORAGA, CA 94556-2529 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | UNISOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 416 THARP DR, MORAGA, CA 94556-2529 |
| Document Number | 0000228658 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-228658 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,268,603 (+2%) Land $906,867 Building $361,736 | |
| 2025 | $15,623.00 (+5.77%) | $1,243,730 (+4.04%) Land $889,086 Building $354,644 |
| 2023 | $14,771.00 (+1.58%) | $1,195,436 Land $854,562 Building $340,874 |
| 2022 | $14,541.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1995 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Communications, LLC., T-Mobile USA, Unwired.
5G (outdoors only) and 4G LTE
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