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397 Tharp Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 397 Tharp Dr, Moraga, CA 94556 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,424 sqft Living Area
Lot Size10,000 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$1,050,000 (2013)
Tax Bill$16,498.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-322-016-3
Alternative APN
  • 257-322-016

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area2,424 sqft Living Area
Gross Area2,999 sqft Gross Area
1st Floor1,228 sqft 1st Floor
2nd Floor1,196 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2005
Architectural StyleColonial Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area10,000 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area575 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address397 THARP DR
CityMORAGA
StateCA
Zip94556-2545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT 3279 LOT 57 EX MR
Legal SubdivisionSUBDIVISION 3279
Legal Tract3279
Legal Lot Number57
JurisdictionCONTRA COSTA CA
Minor Civil DivisionCENTRAL CONTRA COSTA
Census Blockgroup1
Census Block1015
Census Tract352102

Owner

Source: Contra Costa County records · APN 257-322-016-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address397 THARP DR, MORAGA, CA 94556-2545
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
CHEVRON FCU
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHEVRON FCU
Feb 26, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Feb 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 27, 2018Deed of Trust, Mortgage
KINECTA FCU
Jan 25, 2018Quit Claim Deed, Transfer
Quitclaim Document
Mar 24, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2013 · Amount on Record
Deed SaleApr 26, 2013 · Amount on Record
Deed Doc Number2013104166
Last Transfer DateFeb 21, 2020
Transfer Doc0000035904
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address397 THARP DR, MORAGA, CA 94556-2545
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 THARP DR, MORAGA, CA 94556-2545

Mortgage

Document Number0000323120
DateNov 23, 2021
Instrument2021-323120
Lender
NameCHEVRON FCU
TypeCredit Union
AddressOAKLAND, CA 94607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 04, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address397 THARP DR, MORAGA, CA 94556-2545
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092847
DateMay 15, 2020
Instrument2020-092847
Lender
NameCHEVRON FCU
TypeCredit Union
AddressOAKLAND, CA 94607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJun 01, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate7.75%

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateFeb 26, 2020
Property Address397 THARP DR, MORAGA, CA 94556-2545
Document Number0000035907
Instrument DateFeb 21, 2020
Instrument35907
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address397 THARP DR MORAGA CA 945562545, MORAGA, CA 94556-2545

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 26, 2020
Property Address397 THARP DR, MORAGA, CA 94556-2545
Document Number0000035904
Map ReferenceMB 100 PG 41
Instrument DateFeb 21, 2020
Instrument2020-035904
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address397 THARP DR, MORAGA, CA 94556-2545

Mortgage

Document Number0000035905
DateFeb 26, 2020
Instrument2020-035905
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address397 THARP DR, MORAGA, CA 94556-2545
Document Number0000141456
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address397 THARP DR MORAGA CA 945562545, MORAGA, CA 94556-2545

Mortgage

Document Number0000141456
DateSep 04, 2018
Instrument141456
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
AmountAmount Recorded
Term360 Months
DueSep 03, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 25, 2018
Property Address397 THARP DR, MORAGA, CA 94556-2545
Document Number0000011958
Instrument DateSep 19, 2017
Instrument11958
Transaction TypeTransfer
Record UpdatedJan 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address397 THARP DR MORAGA CA 945562545, MORAGA, CA 94556-2545

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address397 THARP DR, MORAGA, CA 94556-2545
Document Number0000060810
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 THARP DR MORAGA CA 945562545, MORAGA, CA 94556-2545

Mortgage

Document Number0000060810
DateApr 07, 2017
Instrument60810
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,357,488 (+2%) Land $1,004,840 Building $352,648
2025$16,498.00 (+5.7%) Homeowner's exemption$1,330,872 (+4.04%) Land $985,138 Building $345,734
2023$15,608.00 (+1.2%)$1,279,194 Land $946,885 Building $332,309
2022$15,423.00

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