389 Tharp Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 389 Tharp Dr, Moraga, CA 94556 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1965
Square Footage2,281 sqft Living Area
Lot Size10,000 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$855,000 (2012)
Tax Bill$13,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-322-017-1
Alternative APN
  • 257-322-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area2,281 sqft Living Area
1st Floor1,255 sqft 1st Floor
2nd Floor1,026 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area10,000 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area540 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address389 THARP DR
CityMORAGA
StateCA
Zip94556-2545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT 3279 LOT 58 EX MR
Legal SubdivisionSUBDIVISION 3279
Legal Tract3279
Legal Lot Number58
JurisdictionCONTRA COSTA CA
Minor Civil DivisionCENTRAL CONTRA COSTA
Census Blockgroup1
Census Block1015
Census Tract352102

Owner

Source: Contra Costa County records · APN 257-322-017-1

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address389 THARP DR, MORAGA, CA 94556-2545
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2012 · Amount on Record
Deed SaleJul 10, 2012 · Amount on Record
Deed Doc Number2012162124
Last Transfer DateMay 28, 2024
Transfer Doc0000049971
Record RefreshedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address389 THARP DR, MORAGA, CA 94556-2545
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000165666
DateSep 12, 2017
Instrument2017-165666
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2037

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address389 THARP DR, MORAGA, CA 94556-2545
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyAMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 THARP DR, MORAGA, CA 94556-2545

Mortgage

Document Number0000284305
DateNov 23, 2020
Instrument2020-284305
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,073,915 (+2%) Land $816,431 Building $257,484
2025$13,411.00 (+5.76%) Homeowner's exemption$1,052,859 (+4.04%) Land $800,423 Building $252,436
2023$12,681.00 (+1.59%) Homeowner's exemption$1,011,978 Land $769,343 Building $242,635
2022$12,483.00

Flood & Wildfire

389 Tharp Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
73rd percentile of exposed land nationally · 49th in California
Wildfire LikelihoodHigh — about 1 in 254 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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