McDowell County property record for 390 State St, Marion, NC 28752 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2018 |
| Square Footage | 768 sqft Heated Area |
| Lot Size | 13,430 sqft (0.308 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2023) |
| Tax Bill | $924.00 (2025) |
| Primary APN | 1701-08-87-8682 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 768 sqft Heated Area |
| Basement Area | 768 sqft Basement |
| Unfinished Basement | 768 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Laminate Plank Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,430 sqft (0.308 acres) |
| Depth X Width | 158 ft x 85 ft Depth x Width |
| Porch | Enclosed Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 79506 |
|---|---|
| Street Address | 390 STATE ST |
| City | MARION |
| State | NC |
| Zip | 28752-4027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 10-12 CATAWBA HTS PB1 PG212 |
| Legal Subdivision | CATAWBA HEIGHTS |
| Legal Lot Number | 10-12 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | MARION |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 970400 |
Source: McDowell County records · APN 1701-08-87-8682
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 390 STATE ST, MARION, NC 28752-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 24, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on Record |
| Deed Sale | Mar 21, 2023 · Amount on Record |
| Prior Sale | Jul 24, 2018 · Amount on Record |
| Deed Doc Number | 0001429706 |
| Deed Book / Page | 1429 / 706 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Mar 21, 2023 |
| Property Address | 390 STATE ST, MARION, NC 28752-4027 |
| Document Number | 0014290706 |
| Book / Page | 1429 / 706 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023001239 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 NELSON CV, SHELBY, NC 28150-9758 |
| Name | Verified Name |
|---|---|
| Address | 390 STATE ST, MARION, NC 28752-4027 |
| Document Number | 0014290716 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 1429/716 |
| Instrument | 2023001240 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jul 24, 2018 |
| Property Address | 390 STATE ST, MARION, NC 28752-4027 |
| Document Number | 0012500357 |
| Book / Page | 1250 / 0357 |
| Map Reference | MB 1 PG 212 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 2018003335 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 HEMBY RIDGE LN, 1500, MORRISVILLE, NC 27560-7125 |
| Name | Verified Name |
|---|---|
| Address | 390 STATE ST, BLACK MOUNTAIN, NC 28711 |
| Document Number | 2018003336 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018003336 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (+142.52%) | $154,680 (+142.52%) Land $25,000 Building $129,680 | |
| 2023 | $381.00 | $63,780 Land $25,000 Building $38,780 | $154,680 Land $25,000 Building $129,680 |
390 State St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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