416 Saint Christopher Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 416 Saint Christopher Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,465 sqft · built 1960
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2025)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218820A000`

Property Details

APN / Parcel Number

Primary APN	`218820A000`
Alternative APN	`2-051C-4271-00-0214.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	111 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Patio Area	518 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	218820A000
Street Address	416 SAINT CHRISTOPHER DR
City	O FALLON
State	MO
Zip	63366-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 214
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	214
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	311602

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Apr 5, 2022	Warranty Deed, Transfer TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT
Jan 10, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	202538967
Prior Transfer Date	Jan 3, 2022
Prior Transfer Doc	0000001804
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 4, 2025
Property Address	416 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	0000038967
Map Reference	MB 6 PG 70
Instrument Date	Sep 2, 2025
Instrument	2025R-038967
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4060 HUERFANO AVE # 106106, 106106, SAN DIEGO, CA 92117-5258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220

Mortgage

Document Number	0000038968
Date	Sep 4, 2025
Instrument	2025R-038968

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000038969
Date	Sep 4, 2025
Instrument	2025R-038969

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 5, 2022
Property Address	416 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	0000019492
Map Reference	MB 6 PG 70
Instrument Date	Apr 1, 2022
Instrument	2022R-019492
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 10, 2022
Property Address	416 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2220
Document Number	0000001804
Map Reference	MB 6 PG 70-75
Instrument Date	Jan 3, 2022
Instrument	2022R-001804
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 CT CHARLES STREET, COTTLEVILLE, MO 63304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 AVONDALE SPRING CT, O FALLON, MO 63368-8653
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,617 (-)	$234,826 (-) Land $40,000 Building $194,826
2025	$2,878.00	$44,617 (+3.71%)	$234,826 (+3.71%) Land $40,000 Building $194,826
2023		$43,020
2022			$226,422 Land $40,000 Building $186,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Saint Christopher Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures