504 Saint Christopher Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 504 Saint Christopher Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1960
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2021)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`218880A000`

Property Details

APN / Parcel Number

Primary APN	`218880A000`
Alternative APN	`2-051C-4271-00-0216.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	8,850 sqft
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	218880A000
Old Parcel Number	218880A000
Street Address	504 SAINT CHRISTOPHER DR
City	O FALLON
State	MO
Zip	63366-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 216
Legal Range	03E
Legal Township	47N
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	216
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	504 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Sep 5, 2018	Warranty Deed, Transfer DEBBIE KASTNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	0202128663
Deed Book / Page	2021 / 28663
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 1, 2021
Property Address	504 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2222
Document Number	0000028663
Map Reference	MB 6 PG 70-75
Instrument Date	Mar 16, 2021
Instrument	2021R-028663
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2222

Mortgage

Document Number	0000028664
Date	Apr 1, 2021
Instrument	2021R-028664

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 5, 2018
Property Address	504 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2222
Document Number	0069722220
Book / Page	006972 / 002220
Instrument Date	Aug 28, 2018
Instrument	509720
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 SAINT CHRISTOPHER DR O FALLON MO 633662222, O FALLON, MO 63366-2222

Mortgage

Document Number	69722222
Date	Sep 5, 2018
Book Page	006972/002222
Instrument	509730

Lender

Name	DEBBIE KASTNER
Address	46 BOGEY CLUB CIR, ST CHARLES, MO 63303-3366

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00	$39,024 (+4.44%)	$205,391 (+4.44%) Land $40,000 Building $165,391
2023		$37,366
2022			$196,665 Land $40,000 Building $156,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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