411 Saint Christopher Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 411 Saint Christopher Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1960
Lot Size	0.204 acres (8,880 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Oct 2025)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`218400A000`

Property Details

APN / Parcel Number

Primary APN	`218400A000`
Alternative APN	`2-051C-4271-00-0200.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,880 sqft (0.204 acres)
Lot Dimensions	111 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	287 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	218400A000
Street Address	411 SAINT CHRISTOPHER DR
City	O FALLON
State	MO
Zip	63366-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 200
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	200
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2007
Census Tract	311602

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 31, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Jun 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	202546801
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	0000059230
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 21, 2025
Property Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219
Document Number	0000046801
Map Reference	MB 6 PG 70
Instrument Date	Oct 14, 2025
Instrument	2025R-046801
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219

Mortgage

Document Number	0000046802
Date	Oct 21, 2025
Instrument	2025R-046802

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219

Mortgage

Document Number	0000080353
Date	Sep 27, 2021
Instrument	2021R-080353

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	177 Months
Due	Jun 9, 2036

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2022
Property Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219
Document Number	0000059227
Map Reference	MB 6 PG 70
Instrument Date	Oct 21, 2022
Instrument	2022R-059227
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2022
Property Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219
Document Number	0000059229
Map Reference	MB 6 PG 70
Instrument Date	Oct 21, 2022
Instrument	2022R-059229
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219

Mortgage

Document Number	0000059231
Date	Oct 31, 2022
Instrument	2022R-059231

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2062

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2021
Property Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219
Document Number	0000051839
Instrument Date	Jun 9, 2021
Instrument	2021R-051839
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2219

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,933 (-)	$204,909 (-) Land $40,000 Building $164,909
2025	$2,517.00	$38,933 (+0.13%)	$204,909 (+0.13%) Land $40,000 Building $164,909
2023		$38,882
2022			$204,642 Land $40,000 Building $164,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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