416 Ridgewood Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 416 Ridgewood Dr, Tool, TX 75143 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 2002
Square Footage1,268 sqft Living Area
Lot Size5,142 sqft (0.118 acres)
GarageCarport, 324 sqft
OccupancyOwner Occupied
Last Sale$117,000 (2019)
Tax Bill$2,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN2355-0000-1140-63
Alternative APNs
  • R000033378
  • 240827

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,268 sqft Living Area
Gross Area1,396 sqft Gross Area
1st Floor1,052 sqft 1st Floor
2nd Floor216 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area5,142 sqft (0.118 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area324 sqft Garage
CarportCarport
Carport Area324 sqft Carport
PorchCovered Porch
Porch Area248 sqft Porch

Location & Zoning

Account Number240827
Street Address416 RIDGEWOOD DR
CityTOOL
StateTX
Zip75143-2339
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 114 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LT 114
Legal SubdivisionCEDAR CREST SHORES
Legal Lot Number114
JurisdictionHENDERSON TX
Minor Civil DivisionCEDAR CREEK LAKE
Census Blockgroup2
Census Block2015
Census Tract950801

Owner

Source: Henderson County records · APN 2355-0000-1140-63

Assessment roll updated September 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address416 RIDGEWOOD DR, TOOL, TX 75143-2339
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Dec 01, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Aug 12, 2019Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Nov 13, 2018Vendor's Lien, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Prior SaleNov 13, 2018 · Amount on Record
Deed Doc Number201911093
Prior Transfer DateAug 08, 2019
Prior Transfer Doc0000011093
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address416 RIDGEWOOD DR, TOOL, TX 75143-2339
Transaction TypeMortgage
Record UpdatedDec 15, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 RIDGEWOOD DR, TOOL, TX 75143-2339

Mortgage

Document Number202300017799
DateNov 28, 2023
Instrument2023-00017799
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term481 Months
DueDec 01, 2063

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address416 RIDGEWOOD DR, TOOL, TX 75143-2339
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyOPUS SETTLEMENT SERVICES INC, COVIUS SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 RIDGEWOOD DR, TOOL, TX 75143-2339

Mortgage

Document Number202100022998
DateDec 01, 2021
Instrument2021-00022998
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateAug 12, 2019
Property Address416 RIDGEWOOD DR, TOOL, TX 75143-2339
Document Number201900011093
Map ReferenceCAB B SL 62
Instrument DateAug 08, 2019
Instrument2019-00011093
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyEAST TX TITLE COMPANY, EAST TEXAS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address23513 BRIGIN PL, 23513, MURRIETA, CA 92562-4810

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 RIDGEWOOD DR, TOOL, TX 75143-2339

Mortgage

Document Number201900011094
DateAug 12, 2019
Instrument2019-00011094
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateNov 13, 2018
Property Address416 RIDGEWOOD DR, TOOL, TX 75143-2339
Document Number201800016054
Map ReferenceVOL3 PG45
Instrument DateNov 06, 2018
Instrument2018-00016054
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyEAST TX TITLE COMPANY, EAST TEXAS TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1333 W MCDERMOTT DR # DR200, 1333, ALLEN, TX 75013-3090

Transferred To (Grantee/Buyer)

NameVerified Name
Address23513 BRIGIN PL, MURRIETA, CA 92562-4810

Mortgage

Document Number201800016055
DateNov 13, 2018
Instrument2018-00016055
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,009.00 (+13.89%) Homeowner's exemption$182,816 (+21%)$228,527 (+6.79%) Land $5,000 Building $223,527
2023$1,764.00 (-59.85%) Homeowner's exemption$151,087 Land $5,000 Building $208,994$213,994 Land $5,000 Building $208,994
2022$4,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (48213C), updated April 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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