312 Ridgewood Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 312 Ridgewood Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 2016
Lot Size	0.12 acres (5,209 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,292 (2024)
Deeds & Mortgages	Aug 2022 Sale Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2355-0000-1220-63`

Property Details

APN / Parcel Number

Primary APN	`2355-0000-1220-63`
Alternative APNs	`R000033383` `240832`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,125 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	5,209 sqft (0.12 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Covered Porch
Porch Area	85 sqft
Deck Area	Deck Area
Utility Building	800 sqft

Location & Zoning

Account Number	240832
Street Address	312 RIDGEWOOD DR
City	TOOL
State	TX
Zip	75143-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	122R AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LT 122R (REPLAT G/102) B/62
Legal Subdivision	CEDAR CREST SHORES
Legal Lot Number	122R
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2015
Census Tract	950801

Owner

Source: Henderson County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 RIDGEWOOD DR, TOOL, TX 75143-2337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer NOT AVAILABLE, CCT
Apr 25, 2018	Vendor's Lien, Transfer · FHA Mortgage NTFN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022
Deed Sale	Aug 4, 2022
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	202214750
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	0000005734
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Aug 4, 2022
Property Address	312 RIDGEWOOD DR, TOOL, TX 75143-2337
Document Number	202200014750
Instrument Date	Aug 3, 2022
Instrument	2022-00014750
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, CCT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 WALTER STEPHENSON RD APT 1, 900, MIDLOTHIAN, TX 76065-3159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RIDGEWOOD DR, TOOL, TX 75143-2337

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Apr 25, 2018
Property Address	312 RIDGEWOOD DR, TOOL, TX 75143-2337
Document Number	201800005734
Instrument Date	Apr 23, 2018
Instrument	2018-00005734
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 43236, SEVEN POINTS, TX 75143-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 RIDGEWOOD DR, TOOL, TX 75143-2337

Mortgage

Document Number	201800005735
Date	Apr 25, 2018
Instrument	2018-00005735

Lender

Name	NTFN INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,906 (+21%)	$196,256 (+7.01%) Land $10,000 Building $186,256
2024	$1,292.00 (-1.52%)
2023	$1,312.00 (-81.24%) Homeowner's exemption Senior Citizen's exemption	$149,509 Land $10,000 Building $173,408	$183,408 Land $10,000 Building $173,408
2022	$6,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.

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