404 Ridgewood Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 404 Ridgewood Dr, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details5 ba · 860 sqft · built 1972
Lot Size0.231 acres (10,080 sqft)
OwnerIndividual Name on Record
Tax Bill$698 (2024)
Flood ZoneZone X (minimal risk)
APN2355-0000-1180-63

Property Details

APN / Parcel Number

Primary APN2355-0000-1180-63
Alternative APNs
  • R000033381
  • 240830

Interior

Full Baths5 Baths
Stories1 Story
Building Area860 sqft Living Area
Gross Area1,100 sqft
1st Floor Area860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,080 sqft (0.231 acres)

Exterior Amenities

PorchScreened Porch
Porch Area320 sqft
Storage Building1 sqft
Utility Building1,350 sqft

Location & Zoning

Account Number240830
Street Address404 RIDGEWOOD DR
CityTOOL
StateTX
Zip75143-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 116-118 AB 360 G HANCOCK SUR, CEDARCREST SHORES ESTS, LTS 116-118
Legal SubdivisionCEDAR CREST SHORES
Legal Lot Number116-1
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group2
Census Block2015
Census Tract950801

Owner

Source: Henderson County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 RIDGEWOOD DR, TOOL, TX 75143-2339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2024
Deed SaleJul 3, 2024
Prior SaleAug 27, 2018
Deed Document Number20249218
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$197,859 (+88.96%) Land $10,000 Building $187,859$197,859 (+10.48%) Land $10,000 Building $187,859
2024$698.00 (+4.8%)
2023$666.00 (-22.01%) Homeowner's exemption Senior Citizen's exemption$104,710 Land $10,000 Building $169,096$179,096 Land $10,000 Building $169,096
2022$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.

Nearby Properties on Ridgewood Dr

Nearby Streets

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