416 Prince David Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 416 Prince David Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,538 sqft · built 1958
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on File
Last Sale	$67,800 (Sep 2019)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218040A000`

Property Details

APN / Parcel Number

Primary APN	`218040A000`
Alternative APN	`2-051C-4271-00-0188.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	111 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	218040A000
Street Address	416 PRINCE DAVID DR
City	O FALLON
State	MO
Zip	63366-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 188
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	188
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2007
Census Tract	311602

Owner

416 Prince David Dr is owned and occupied by two individuals who bought it in September 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 3, 2019	Intrafamily Transfer, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jul 6, 2015 · Amount on File
Deed Document Number	2019471600
Deed Book / Page	7134 / 2051
Prior Transfer Date	Jul 1, 2015
Prior Transfer Doc	0063831900
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210

Mortgage

Document Number	0000003047
Date	Jan 13, 2022
Instrument	2022R-003047

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Sep 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210

Mortgage

Document Number	0069900657
Date	Oct 16, 2018
Book Page	6990/0657
Instrument	20181016000588350

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 3, 2019
Property Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210
Document Number	0071342051
Book / Page	7134 / 2051
Map Reference	MB 6 PG 70-75
Instrument Date	Aug 26, 2019
Instrument	20190903000471600
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 PRINCE DAVID DR, O FALLON, MO 63366-2210

Mortgage

Document Number	20190903000471610
Date	Sep 3, 2019
Instrument	20190903000471610

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 416 Prince David Dr was $3,071, up 10.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,652 (-)	$250,798 (-) Land $40,000 Building $210,798
2025	$3,071.00 (+10.31%)	$47,652	$250,798 Land $40,000 Building $210,798
2024	$2,784.00
2023		$41,901
2022			$220,531 Land $40,000 Building $180,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Prince David Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 Prince David Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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