413 Prince David Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 413 Prince David Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,875 sqft · built 1959
Lot Size	0.204 acres (8,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jun 2026)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217590A000`

Property Details

APN / Parcel Number

Primary APN	`217590A000`
Alternative APN	`2-051C-4271-00-0173.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,875 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,880 sqft (0.204 acres)
Lot Dimensions	111 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	217590A000
Street Address	413 PRINCE DAVID DR
City	O FALLON
State	MO
Zip	63366-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 173
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	173
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jun 5, 2026	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Nov 17, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Mar 28, 2001 · Amount on Record
Deed Document Number	202626389
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209

Mortgage

Document Number	0000007487
Date	Mar 1, 2023
Instrument	2023R-007487

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031292
Date	Apr 9, 2021
Instrument	2021R-031292

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 5, 2026
Property Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Document Number	0000026389
Instrument Date	Jun 3, 2026
Instrument	202626389
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026390,
Date	Jun 5, 2026
Instrument	202626390

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000026391,
Date	Jun 5, 2026
Instrument	202626391

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209

Mortgage

Document Number	2021R031292
Date	Apr 9, 2021
Instrument	2021R-031292

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	413 PRINCE DAVID DR, O FALLON, MO 63366-2209
Document Number	0070060174
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 PRINCE DAVID DR O FALLON MO 633662209, O FALLON, MO 63366-2209

Mortgage

Document Number	0070060174
Date	Nov 26, 2018
Book Page	007006/000174
Instrument	658770

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,834 (-)	$178,071 (-) Land $40,000 Building $138,071
2025	$2,192.00 (+1.11%)	$33,834 (+4.14%)	$178,071 (+4.14%) Land $40,000 Building $138,071
2024	$2,168.00
2023		$32,490
2022			$170,996 Land $40,000 Building $130,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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