414 Prince David Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 414 Prince David Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 900 sqft · built 1960
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2022)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218010A000`

Property Details

APN / Parcel Number

Primary APN	`218010A000`
Alternative APN	`2-051C-4271-00-0187.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	111 ft deep x 81 ft wide
Porch	Open Porch
Porch Area	64 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	218010A000
Street Address	414 PRINCE DAVID DR
City	O FALLON
State	MO
Zip	63366-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 187
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	187
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2007
Census Tract	311602

Owner

414 Prince David Dr is owned and occupied by two individuals who bought it in September 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 PRINCE DAVID DR, O FALLON, MO 63366-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Dec 20, 2021 · Amount on File
Deed Document Number	202248472
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000102300
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	414 PRINCE DAVID DR, O FALLON, MO 63366-2210
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SCEPTRE RD, WENTZVILLE, MO 63385-7174

Mortgage

Document Number	0000005312
Date	Jan 26, 2022
Instrument	2022R-005312

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2022
Property Address	414 PRINCE DAVID DR, O FALLON, MO 63366-2210
Document Number	0000048472
Map Reference	MB 6 PG 70
Instrument Date	Aug 29, 2022
Instrument	2022R-048472
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 PRINCE DAVID DR, O FALLON, MO 63366-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 PRINCE DAVID DR, O FALLON, MO 63366-2210

Mortgage

Document Number	0000048474
Date	Sep 1, 2022
Instrument	2022R-048474

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 20, 2021
Property Address	414 PRINCE DAVID DR, O FALLON, MO 63366-2210
Document Number	0000102301
Map Reference	MB 6 PG 70
Instrument Date	Dec 15, 2021
Instrument	2021R-102301
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 BATTERS BOX CT, O FALLON, MO 63366-4697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 PRINCE DAVID DRIVE, O FALLON, MO 63366

Mortgage

Document Number	0000102302
Date	Dec 20, 2021
Instrument	2021R-102302

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 414 Prince David Dr was $2,124, up 9.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,758 (-)	$172,410 (-) Land $40,000 Building $132,410
2025	$2,124.00 (+9.94%)	$32,758	$172,410 Land $40,000 Building $132,410
2024	$1,932.00
2023		$28,882
2022			$152,012 Land $40,000 Building $112,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Prince David Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 414 Prince David Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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