416 Oxford Rd, Tower Lakes (Barrington), IL 60010 Property Records

Lake County property record for 416 Oxford Rd, Tower Lakes, IL 60010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,589 sqft · built 1936
Lot Size	0.14 acres (6,077 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (May 2021)
Tax Bill	$6,445 (2024)
Deeds & Mortgages	Jan 2021 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02-312-012`

Property Details

APN / Parcel Number

Primary APN	`13-02-312-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,589 sqft
Basement Area	383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Aluminum/Vinyl
Lot Area	6,077 sqft (0.14 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	174 sqft
Deck Area	Deck Area
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	416 OXFORD RD
City	TOWER LAKES
State	IL
Zip	60010-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWER LAKE ESTATES UNIT NO.1 LOT 10 BLOCK 20
Legal Subdivision	TOWER LAKE ESTATES UNIT NO.1
Legal Block	20
Legal Lot Number	10
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1020
Census Tract	864303

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	416 OXFORD RD, TOWER LAKES, IL 60010-1316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Jan 14, 2011 · Amount on Record
Deed Document Number	20217787375
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0007734824
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jan 6, 2021
Property Address	416 OXFORD RD, TOWER LAKES, IL 60010-1316
Document Number	0007734824
Instrument Date	Dec 22, 2020
Instrument	7734824
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 13, 2021
Property Address	416 OXFORD RD, TOWER LAKES, IL 60010-1316
Document Number	0007787375
Map Reference	DOC 284320
Instrument Date	Nov 23, 2020
Instrument	7787375
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 OXFORD RD, CHICAGO, IL 60634

Mortgage

Document Number	0007787376
Date	May 13, 2021
Instrument	7787376

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Municipality	Tower Lakes Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,678 (+16.35%) Land $10,579 Building $71,099	$245,058 (+16.35%) Land $31,740 Building $213,318
2024	$6,445.00 (+60.72%)
2023	$4,010.00 (+1.65%)	$70,201 (+40.65%) Land $9,092 Building $61,109	$210,624 (+40.65%) Land $27,279 Building $183,345
2022	$3,945.00	$49,911 Land $10,286 Building $39,625	$149,748 Land $30,861 Building $118,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWER LAKES serves 1,372 people · EPA ID IL0975010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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