411 Oxford Rd, Tower Lakes (Barrington), IL 60010 Property Records

Lake County property record for 411 Oxford Rd, Tower Lakes, IL 60010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,549 sqft · built 1929
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2023)
Tax Bill	$7,877 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Aug 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-313-028`

Property Details

APN / Parcel Number

Primary APN	`13-02-313-028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	373 sqft
Basement Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	411 OXFORD RD
City	TOWER LAKES
State	IL
Zip	60010-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWER LAKE ESTATES UNIT NO.1; LT22 & S25 LOT 23 BLOCK 19
Legal Subdivision	TOWER LAKE ESTATES UNIT NO.1
Legal Block	19
Legal Lot Number	22,23
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1024
Census Tract	864303

Owner

411 Oxford Rd is owned and occupied by an individual who bought it in February 2023.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	420 FARNSWORTH CIR, PORT BARRINGTON, IL 60010-1082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 12, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 2, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 31, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 28, 2019	Grant Deed, Transfer · Line of Credit FINANCE OF AMERICA COM'L LLC
Sep 9, 2019	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	20237956779
Prior Transfer Date	Jun 1, 1996
Prior Transfer Doc	0003852178
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315

Mortgage

Document Number	0008041615
Date	Jun 26, 2024
Instrument	8041615

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Feb 1, 2053

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315

Mortgage

Document Number	0008113525
Date	Aug 12, 2025
Instrument	8113525

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2065

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 2, 2023
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Document Number	0007956779
Map Reference	DOC 284320
Instrument Date	Jan 27, 2023
Instrument	7956779
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315

Mortgage

Document Number	0007956780
Date	Feb 2, 2023
Instrument	7956780

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007704973
Date	Oct 14, 2020
Instrument	7704973

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	411 OXFORD RD TOWER LAKES IL 600101315, TOWER LAKES, IL 60010-1315

Mortgage

Document Number	7632079
Date	Feb 7, 2020
Instrument	7632079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Oct 28, 2019
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Document Number	0007604042
Instrument Date	Sep 17, 2019
Instrument	7604042
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27739 N FOREST GARDEN RD WAUCONDA IL 600842839, WAUCONDA, IL 60084-2839

Mortgage

Document Number	7604043
Date	Oct 28, 2019
Instrument	7604043

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 27, 2020

Interest

Rate Type	Adjustable Rate
Rate	8.75%

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IL
Recording Date	Sep 9, 2019
Property Address	411 OXFORD RD, TOWER LAKES, IL 60010-1315
Document Number	0007590525
Instrument Date	Aug 29, 2019
Instrument	7590525
Transaction Type	Foreclosure
Record Updated	Sep 26, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Municipality	Tower Lakes Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,059 Land $16,230 Building $93,829	$330,210 Land $48,695 Building $281,515
2024	$7,877.00 (+37.37%)
2023	$5,734.00 (-6.09%)	$90,576 (+17.27%) Land $13,950 Building $76,626	$271,755 (+17.27%) Land $41,854 Building $229,901
2022	$6,106.00	$77,240 Land $15,781 Building $61,459	$231,743 Land $47,348 Building $184,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 Oxford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Oxford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWER LAKES serves 1,372 people · EPA ID IL0975010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oxford Rd

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