412 Oxford Rd, Tower Lakes (Barrington), IL 60010 Property Records

Lake County property record for 412 Oxford Rd, Tower Lakes, IL 60010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1935
Lot Size	0.142 acres (6,177 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2020)
Tax Bill	$6,427 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02-312-011`

Property Details

APN / Parcel Number

Primary APN	`13-02-312-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	1,125 sqft
Basement Area	1,535 sqft
Finished Basement	425 sqft
Unfinished Basement	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	6,177 sqft (0.142 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	448 sqft
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	412 OXFORD RD
City	TOWER LAKES
State	IL
Zip	60010-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWER LAKE ESTATES UNIT NO.1 LOT 9 BLOCK 20
Legal Subdivision	TOWER LAKE ESTATES UNIT NO.1
Legal Block	20
Legal Lot Number	9
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1020
Census Tract	864303

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 OXFORD RD, TOWER LAKES, IL 60010-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 11, 2020	Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	20207682979
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	412 OXFORD RD, TOWER LAKES, IL 60010-1316
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007862915
Date	Jan 19, 2022
Instrument	7862915

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Aug 11, 2020
Property Address	412 OXFORD RD, TOWER LAKES, IL 60010-1316
Document Number	0007682979
Map Reference	DOC 284320
Instrument Date	Jul 21, 2020
Instrument	7682979
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 OXFORD RD, TOWER LAKES, IL 60010-1316

Mortgage

Document Number	0007682980
Date	Aug 11, 2020
Instrument	7682980

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Municipality	Tower Lakes Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,899 (+16.35%) Land $10,461 Building $79,438	$269,724 (+16.35%) Land $31,386 Building $238,338
2024	$6,427.00 (+17.65%)
2023	$5,463.00 (+1.81%)	$77,269 (+4.43%) Land $8,992 Building $68,277	$231,830 (+4.43%) Land $26,979 Building $204,851
2022	$5,366.00	$73,991 Land $10,173 Building $63,818	$221,995 Land $30,522 Building $191,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWER LAKES serves 1,372 people · EPA ID IL0975010
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oxford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures