416 N 4th St, Festus, MO 63028 Property Records

Jefferson County property record for 416 N 4th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,088 sqft · built 1950
Lot Size	0.239 acres (10,419 sqft)
Owner	Individual Name on File
Last Sale	$174,163 (May 2022)
Tax Bill	$713 (2024)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.04023003`

Property Details

APN / Parcel Number

Primary APN	`193.006.04023003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,419 sqft (0.239 acres)
Lot Dimensions	145 ft deep x 67 ft wide
Porch	Open Frame Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	416 N 4TH ST
City	FESTUS
State	MO
Zip	63028-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DERBY CITY PT LOTS 6 & 7 BLOCK 10
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	10
Legal Lot Number	6,7
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5024
Census Tract	700801

Owner

Source: Jefferson County records · APN 193.006.04023003

Assessment roll updated September 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	416 N 4TH ST, FESTUS, MO 63028-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Document Number	202217277
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 23, 2022
Property Address	416 N 4TH ST, FESTUS, MO 63028-1802
Document Number	0000017277
Map Reference	MB 97 PG 91
Instrument Date	May 18, 2022
Instrument	2022R-017277
Transaction Type	Transfer
Record Updated	Jun 03, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11141 FOREST HAVEN RD, 11141, FESTUS, MO 63028-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 N 4TH ST, FESTUS, MO 63028-1802

Mortgage

Document Number	0000017278
Date	May 23, 2022
Instrument	2022R-017278

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,600 (+7.94%) Land $1,500 Building $12,100	$71,600 (-) Land $8,100 Building $63,500
2024	$713.00 (+0.56%)		$71,600 (+7.35%) Land $8,100 Building $63,500
2023	$709.00	$12,600 Land $1,500 Building $11,100	$66,700 Land $8,100 Building $58,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FESTUS PWS serves 13,000 people
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.