415 N 4th St, Festus, MO 63028 Property Records

Jefferson County property record for 415 N 4th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1965
Lot Size	0.1 acres (4,349 sqft)
Owner	Individual Name on Record
Last Sale	$108,100 (Oct 2018)
Tax Bill	$741 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.04012008`

Property Details

APN / Parcel Number

Primary APN	`193.006.04012008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	4,349 sqft (0.1 acres)
Lot Dimensions	145 ft deep x 30 ft wide
Porch	Open Concrete/Masonry Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 N 4TH ST
City	FESTUS
State	MO
Zip	63028-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DERBY CITY PT LOT 4 BLOCK 13
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	13
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5021
Census Tract	700801

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 N 4TH ST, FESTUS, MO 63028-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Warranty Deed, Transfer · FHA Mortgage FLAT BR MTG
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK
Feb 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Feb 23, 2017
Deed Document Number	201831739
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0000034519
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 17, 2018
Property Address	415 N 4TH ST, FESTUS, MO 63028-1801
Document Number	0000031739
Instrument Date	Oct 15, 2018
Instrument	31739
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N 4TH ST FESTUS MO 630281801, FESTUS, MO 63028-1801

Mortgage

Document Number	31740
Date	Oct 17, 2018
Instrument	31740

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	415 N 4TH ST, FESTUS, MO 63028-1801
Document Number	0000020249
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 SOMERSET PL FESTUS MO 630285480, FESTUS, MO 63028-5480

Mortgage

Document Number	0000020249
Date	Jun 30, 2017
Instrument	20249

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 15, 2017
Property Address	415 N 4TH ST, FESTUS, MO 63028-1801
Document Number	0000004888
Instrument Date	Jan 26, 2017
Instrument	4888
Transaction Type	Foreclosure
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8250 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 23, 2017
Property Address	415 N 4TH ST, FESTUS, MO 63028-1801
Document Number	0000005605
Instrument Date	Jan 20, 2017
Instrument	5605
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 SOMERSET PL FESTUS MO 630285480, FESTUS, MO 63028-5480

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,500 (-) Land $1,500 Building $12,000	$71,100 (-) Land $8,100 Building $63,000
2025	$741.00 (+1.51%)	$13,500 (+4.65%) Land $1,500 Building $12,000	$71,100 (-) Land $8,100 Building $63,000
2024	$730.00 (+0.55%)		$71,100 (+4.56%) Land $8,100 Building $63,000
2023	$726.00	$12,900 Land $1,500 Building $11,400	$68,000 Land $8,100 Building $59,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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