416 Miller Dr, Elgin, IL 60123 Property Records

Kane County property record for 416 Miller Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,125 sqft · built 1948
Lot Size0.133 acres (5,781 sqft)
OwnerIndividual Name on Record
Last Sale$168,500 (Jul 2004)
Tax Bill$5,358 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-276-021

Property Details

APN / Parcel Number

Primary APN06-22-276-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,125 sqft Living Area
Gross Area1,875 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,781 sqft (0.133 acres)
Lot Dimensions123 ft deep x 47 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address416 MILLER DR
CityELGIN
StateIL
Zip60123-7231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 21 BLOCK 1
Legal SubdivisionSUNSET PARK
Legal Block1
Legal Lot Number21
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3012
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 MILLER DR, ELGIN, IL 60123-7231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2004 · Amount on Record
Deed SaleJul 29, 2004 · Amount on Record
Deed Document Number2004101727
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address416 MILLER DR, ELGIN, IL 60123-7231
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089229
DateNov 30, 2021
Instrument2021K089229
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term170 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,358.00 (+15.82%) Homeowner's exemption$78,232 (+8.57%) Land $18,293 Building $59,939$234,790 (+8.57%) Land $54,901 Building $179,889
2024$72,057 (+21.39%) Land $16,849 Building $55,208$216,258 (+21.44%) Land $50,567 Building $165,690
2022$4,626.00 (+4.78%) Homeowner's exemption$59,358 (+6.96%) Land $13,880 Building $45,478$178,074 (+6.96%) Land $41,640 Building $136,434
2021$4,415.00 Homeowner's exemption$55,496 Land $12,977 Building $42,519$166,488 Land $38,931 Building $127,557

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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