Kane County property record for 412 Miller Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1948 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jul 2019) |
| Tax Bill | $5,388 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-276-020 |
| Primary APN | 06-22-276-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,256 sqft Living Area |
| Gross Area | 2,093 sqft |
| Basement Area | 837 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 6,050 sqft (0.139 acres) |
| Lot Dimensions | 121 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 412 MILLER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 20 BLOCK 1 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 854900 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 MILLER DR, ELGIN, IL 60123-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 22, 2019 | Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK |
| Jan 8, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 201931620 |
| Prior Transfer Date | Nov 10, 2018 |
| Prior Transfer Doc | 0000000931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 412 MILLER DR, ELGIN, IL 60123-7231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 412 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000042675 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023K042675 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 22, 2019 |
| Property Address | 412 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000031620 |
| Map Reference | MB 29 PG 47 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019K031620 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 MILLER DR, 412, ELGIN, IL 60123-7231 |
| Name | Verified Name |
|---|---|
| Address | 412 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000031621 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019K031621 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 8, 2019 |
| Property Address | 412 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000000931 |
| Instrument Date | Nov 10, 2018 |
| Instrument | 931 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 831 HAYES AVE OAK PARK IL 603021410, OAK PARK, IL 60302-1410 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,388.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $72,421 (+21.39%) Land $16,849 Building $55,572 | $217,350 (+21.44%) Land $50,567 Building $166,783 | |
| 2022 | $4,652.00 (+4.77%) Homeowner's exemption | $59,658 (+6.96%) Land $13,880 Building $45,778 | $178,974 (+6.96%) Land $41,640 Building $137,334 |
| 2021 | $4,440.00 Homeowner's exemption | $55,776 Land $12,977 Building $42,799 | $167,328 Land $38,931 Building $128,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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