Kane County property record for 402 Miller Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,349 sqft · built 1948 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Dec 2022) |
| Tax Bill | $5,279 (2022) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-276-018 |
| Primary APN | 06-22-276-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,349 sqft Living Area |
| Gross Area | 2,118 sqft |
| Basement Area | 769 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 MILLER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 18 BLOCK 1 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 854900 |
Source: Kane County assessment roll, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 19, 2022 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Nov 4, 2021 | Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Nov 4, 2021 · Amount on Record |
| Deed Document Number | 202259310 |
| Prior Transfer Date | Dec 29, 2014 |
| Prior Transfer Doc | 0000065234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000038319 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025K038319 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 19, 2022 |
| Property Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000059310 |
| Map Reference | MB 29 PG 47 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022K059310 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Name | Verified Name |
|---|---|
| Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000059311 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022K059311 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 4, 2021 |
| Property Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000083449 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021K083449 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000083450 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021K083450 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 8, 2019 |
| Property Address | 402 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000009174 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019K009174 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5600 ASTOR LN APT 204, 204, ROLLING MEADOWS, IL 60008-4188 |
| Document Number | 0000009175 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019K009175 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | ||
| 2024 | $81,512 (+21.39%) Land $16,849 Building $64,663 | $244,634 (+21.44%) Land $50,567 Building $194,067 | |
| 2022 | $5,279.00 (+4.66%) Homeowner's exemption | $67,147 (+7.37%) Land $13,880 Building $53,267 | $201,441 (+7.37%) Land $41,640 Building $159,801 |
| 2021 | $5,044.00 Homeowner's exemption | $62,538 Land $12,977 Building $49,561 | $187,614 Land $38,931 Building $148,683 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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