416 Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 416 Main St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 1927
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2023)
Tax Bill	$12,772 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00211-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`31-00211-0000-00005-01`
Alternative APNs	`31002110000000050001` `395200`

Interior

Stories	1 Story
Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Account Number	395200
Street Address	416 MAIN ST
City	LODI
State	NJ
Zip	07644-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.165AC
Legal Block	211
Legal Lot Number	5.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	30300

Owner

416 Main St is owned and occupied by an individual who bought it in June 2023.

Source: Bergen County and Lodi Borough records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	416 MAIN ST, LODI, NJ 07644-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Redemption Deed, Transfer
Jun 6, 2023	Redemption Deed, Transfer
Jun 6, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Oct 31, 2001 · Amount on File
Deed Document Number	202337276
Deed Book / Page	5009 / 166
Record Updated	Oct 29, 2026

June 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 6, 2023
Property Address	416 MAIN ST, LODI, NJ 07644-1820
Document Number	0050090148
Book / Page	5009 / 148
Instrument Date	May 23, 2023
Instrument	2023037270
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 6, 2023
Property Address	416 MAIN ST, LODI, NJ 07644-1820
Document Number	0050090151
Book / Page	5009 / 151
Instrument Date	May 23, 2023
Instrument	2023037271
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 6, 2023
Property Address	416 MAIN ST, LODI, NJ 07644-1820
Document Number	0050090166
Book / Page	5009 / 166
Instrument Date	May 2, 2023
Instrument	2023037276
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 REUTEN DR, CLOSTER, NJ 07624-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MAIN ST, LODI, NJ 07644-1820

Mortgage

Document Number	2023037277
Date	Jun 6, 2023
Instrument	2023037277

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 416 Main St was $12,772, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,800 (-) Land $166,400 Building $194,400	$360,800 (-) Land $166,400 Building $194,400
2025	$12,772.00 (+5.61%)	$360,800 Land $166,400 Building $194,400	$360,800 Land $166,400 Building $194,400
2024	$12,094.00
2023		$360,800 (-) Land $166,400 Building $194,400	$360,800 (-) Land $166,400 Building $194,400
2022	$11,776.00 (-1.24%)	$360,800 Land $166,400 Building $194,400	$360,800 Land $166,400 Building $194,400
2021	$11,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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