362 Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 362 Main St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Aug 2022)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`31-00202-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`31-00202-0000-00003-01`
Alternative APNs	`31002020000000030001` `381400`

Interior

Stories	2 Stories
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	381400
Street Address	362 MAIN ST
City	LODI
State	NJ
Zip	07644-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.07AC
Legal Block	202
Legal Lot Number	3.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1009
Census Tract	30300

Owner

362 Main St is owned and occupied by an individual who bought it in August 2022.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	362 MAIN ST, LODI, NJ 07644-1817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLASSIC MTG
Nov 6, 2019	Deed, Transfer · Stand-Alone First Mortgage CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	202285948
Deed Book / Page	4790 / 1965
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 29, 2022
Property Address	362 MAIN ST, LODI, NJ 07644-1817
Document Number	0047901965
Book / Page	4790 / 1965
Instrument Date	Jun 16, 2022
Instrument	2022085948
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,416.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 TEANECK RD APT 436, 1500, TEANECK, NJ 07666-3660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 MAIN ST, LODI, NJ 07644-1817

Mortgage

Document Number	2022085949
Date	Aug 29, 2022
Instrument	2022085949

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	362 MAIN ST, LODI, NJ 07644-1817
Document Number	0033992012
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 MAIN ST LODI NJ 076441817, LODI, NJ 07644-1817

Mortgage

Document Number	0033992012
Date	Nov 6, 2019
Book Page	003399/002012
Instrument	75646

Lender

Name	CLASSIC MTG
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 6, 2019
Property Address	362 MAIN ST, LODI, NJ 07644-1817
Document Number	0033992006
Book / Page	3399 / 2006
Instrument Date	Oct 1, 2019
Instrument	19-075646
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MEADOWBROOK RD, ENGLEWOOD, NJ 07631-4323

Mortgage

Document Number	1907564601
Date	Nov 6, 2019
Instrument	19-075646.01

Lender

Name	CLASSIC MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 362 Main St was $8,248, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,000 (-) Land $101,100 Building $131,900	$233,000 (-) Land $101,100 Building $131,900
2025	$8,248.00 (+5.61%)	$233,000 Land $101,100 Building $131,900	$233,000 Land $101,100 Building $131,900
2024	$7,810.00
2023		$233,000 Land $101,100 Building $131,900	$233,000 Land $101,100 Building $131,900
2022	$7,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 362 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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